How can you cancel a van insurance?
You take out van insurance for a period of one year. After the year you can cancel the van insurance on a daily basis. How do you cancel the van insurance?
An insurance policy is a contract that you enter into with the insurer for a period of one year. After this year, the insurance will continue, but it can be cancelled daily. Insurers are allowed a waiting period of one month. We will gladly explain to you how to cancel the van.
Cancelling van insurance online
You can cancel an insurance policy online. You can easily cancel an insurance policy via our website.
Do arrange for replacement insurance
A delivery van in your name must be insured and remain so. On the date of termination of the current delivery van insurance, a replacement insurance must be taken out. Even if you do not use the delivery van temporarily, the vehicle must remain insured. You can get around this, but a condition is that the licence plate must be suspended at the RDW. Only when the licence plate is no longer in your name will the insurance obligation lapse.
Termination with a certificate of indemnity
In the first year of insurance, you can cancel the van insurance if you sell the van. The insurer can request a certificate of indemnification. This is proof that the licence plate is no longer in your name or in the name of your company. You are, as it were, indemnified for insuring the licence plate. The insurer can request an indemnification certificate as proof that the insurance obligation has expired.
Suspending van insurance is also an option
In addition to terminating the insurance, you can also choose to suspend the van insurance. In that case the insurance will be stopped temporarily. The advantage of this is that you can reactivate the insurance as soon as you get a delivery van registered again. In practice, however, the advantage is disappointing. It remains to be seen whether the current insurance is the best choice for the next delivery van. It remains a matter of comparison. Perhaps you would be better off with a different insurer for the new vehicle.
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