Expired Driver's License: Is Your Car Still Insured?
In the Netherlands, a driver’s license is valid for ten years. As the expiration date approaches, you’ll receive a notice from the government reminding you to renew your license. Unfortunately, people sometimes overlook this notice or forget to renew their license in time. But did you know that driving with an expired license can have serious consequences?
Fine
If your driver’s license has expired, you are no longer allowed to drive your vehicle on public roads. If you do so anyway, you risk a fine of 90 euros. If you drive with an expired license for more than a year, this fine can even rise to 340 euros. The rule requiring you to retake the driving test if your driver’s license has been expired for an extended period applies only if it has not been renewed since July 1985.
Insurance
Many people know that they risk a fine if they drive without a driver’s license, but they don’t realize there are other consequences as well. In the Netherlands, you are required to have at least liability insurance for every vehicle with a license plate. If your driver’s license has expired, you are no longer insured if you cause an accident. You will have to pay for the damage to your vehicle and, if applicable, to another vehicle yourself.
This can already amount to a substantial sum, but imagine if someone were to become disabled because of your actions. You would have to pay a substantial amount in damages, which could run into hundreds of thousands of euros if, for example, someone were to become unable to work.
Quickly calculate your premium!
To ensure you’re properly insured in the event of an accident, it’s a good idea to not only have a valid driver’s license but also to purchase adequate insurance. On our website, you’ll find more information about the traffic and transportation insurance policies we offer, including auto insurance. You can also quickly calculate right here to see which insurance policy is the most cost-effective for you.
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