Insuring a Maserati

• Maserati Grecale
• Maserati Levante
• Maserati GranTurismo
• Maserati GranCabrio
• Maserati Ghibli
• Maserati Quattroporte
• Maserati MC20

• Maserati Biturbo
• Maserati Shamal
• Maserati Quattroporte IV
• Maserati Ghibli II / III
• Maserati 3200 GT
• Maserati GranTurismo (first generations)
• Maserati Quattroporte V
• Maserati 3500 GT
• Maserati Mistral
• Maserati Mexico
• Maserati Indy
• Maserati Bora
• Maserati Merak
• Maserati Khamsin
• Maserati A6 / A6G
• Maserati Tipo 60 / Tipo 61 “Birdcage”
• Maserati Tipo 26M

You can also purchase insurance for older Maserati models. Explore your options for classic car insurance.

A Maserati can be fully customized with luxury accessories and exclusive upgrades. These include high-end audio systems, carbon-fiber interior trim, special alloy wheels, and ceramic brake rotors. Technological upgrades are also often available, such as advanced alarm systems and driver-assistance features.

• Do you have a Sport Design Package, Comfort Package, or Tech Assistance Package? In most cases, you can simply include physical modifications to your Maserati in your insurance coverage. As a standard, accessories up to approximately €1,000 are often covered.
• Accessories for a luxury car like a Maserati can quickly exceed this standard amount. You can also easily include more expensive parts or a complete upgrade in your insurance coverage.
• Many owners choose to have their Maserati tuned to further enhance its performance or appearance, for example through engine optimization or a sports exhaust system. These modifications can also be covered by the insurance. The condition is that you declare these parts in advance when taking out the insurance.
• Software-based tuning, or chip tuning, is generally excluded from coverage. Any damage resulting from this will not be reimbursed.

The cost of Maserati insurance is generally higher than average and depends on factors such as the model, year of manufacture, your age, the number of claim-free years, and the type of coverage. For comprehensive insurance, you’ll typically pay between €150 and €400 per month.

For most Maserati models, comprehensive insurance is the best option, given their high market value and expensive repairs. This coverage protects you against virtually all types of damage, even if you are at fault.

A Maserati is a luxury sports car with high purchase and maintenance costs. Insurers therefore charge higher premiums due to the greater risk of costly damage and theft.

You can save money by building up your no-claims history, tailoring your coverage to the value of your car, choosing a higher deductible, or contacting a specialized sports car insurer. It pays to shop around.

No, comprehensive insurance is not required, but it is highly recommended for expensive cars such as a Maserati. Legally speaking, liability insurance is sufficient, but it only covers damage to others.

Pay attention to the coverage, deductible, replacement cost or appraised value provisions, affiliated auto repair shops, and the terms and conditions for theft coverage. Luxury cars often have additional requirements, such as an approved alarm system.

Yes, for Maseratis that are more than 15 years old, you may be eligible for “youngtimer” insurance. This offers tax benefits and a lower premium based on the current market value, making it ideal for business drivers.

In the event of damage, you’ll usually be referred to a specialized repair shop with experience working on luxury vehicles. Check to see if your insurer works with Maserati-authorized repair partners.

Yes, there are insurers that specialize in luxury cars and offer customized solutions, such as special terms, appraisal coverage, and generous compensation in the event of damage. Examples include companies like Hiscox and Bovemij.

For a Maserati, insurance based on the appraised value is often a wiser choice, especially for rare or well-maintained models. This helps you avoid being underinsured and ensures you receive a more realistic payout in the event of a claim.