How can I request a quote for absence insurance?
If one of your employees falls ill, you, as an employer, have certain obligations. For example, you must continue to pay the employee’s wages for the first two years—a requirement known as the obligation to continue wage payments. You can protect yourself against this by taking out sick leave insurance.
With sick leave insurance, you’re covered for the costs incurred when your employees get sick. The cost of sick leave insurance varies for every organization. Wondering how much sick leave insurance would cost for your company? At Alpina.nl , you Alpina.nl request a no-obligation quote for sick leave insurance right away. In this article, we’ll explain how the quote request process works.
What does a quote include?
Requesting a quote for sick leave insurance doesn’t have to be complicated. To provide you with an accurate quote, we need some information about your company and your employees. Based on this information, we’ll send you a quote that includes various insurance options. This makes it easy for you to compare premiums on your own. If you have any questions, our insurance specialists are here to help explain the quote.
How are the costs determined?
The cost of sick leave insurance is determined based on various factors. To calculate the premium, an insurer uses a premium rate. The premium for sick leave insurance can be calculated by multiplying this premium rate by your company’s total payroll costs. On average, the premium ranges from 1.5% to 5.5% of total payroll costs. The percentage rate depends on various factors:
- The composition of your staff (age, number of part-timers, etc.)
- The sector or industry in which you work
- Absenteeism rates for the past 3 years
Request a quote directly from Alpina!
At Alpina.nl you Alpina.nl easily request a no-obligation quote for sick leave insurance. To do so, simply enter some information about your company and your employees so that we can provide you with an accurate quote.
The premium is reviewed annually. This review examines whether company data has changed and whether there have been personnel changes that have altered the age distribution. In addition, the ratio between the amount paid out in the past year and the amount of premium paid is assessed. Absenteeism over the past three years and the premium are also taken into account. Certain structural changes in a sector can sometimes lead to an adjustment
Do you have any questions about (requesting) your quote? Please don’t hesitateto contactus! Our insurance specialists are happy to assist you and can answer all your questions. You can reach us by phone Monday through Friday from 8:00 AM to 6:00 PM at 0800 – 688 37 12. Of course, you can always send us a message via chat, WhatsApp, or Messenger.
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