How much does moped insurance cost?

How much does third-party liability insurance for a moped cost, on average?

It’s not easy to answer the question of how much moped insurance costs. The premium you pay depends on a number of factors. First, it depends on which type of moped insurance you choose. You can choose from various coverage options. The cheapest moped insurance is third-party liability insurance. WA stands for “Wettelijke Aansprakelijkheid” (third-party liability). Taking out third-party liability moped insurance is a legal requirement if you are the owner and driver of a moped.

What factors determine the cost of moped insurance?

The cost of moped insurance therefore depends largely on the type of coverage you choose. But there are other factors that affect the premium. Having claim-free years is also an important factor in determining your premium. The more claim-free years you’ve accumulated, the greater the discount you’ll receive on your premium. In many cases, it’s also possible to apply the claim-free years from another vehicle toward your moped insurance.

Driver's Age

Your age as a driver also affects the cost of moped insurance. Insurers have found that young drivers generally incur more damage than older drivers. As a result, the premium for moped insurance depends on your age.

In principle, the registered owner of a vehicle must take out appropriate insurance. This is because the registered owner of the moped is required to have insurance: at a minimum, third-party liability insurance must be purchased. For example, if the parents are the registered owners of the moped, they can purchase moped insurance. If, for example, their son or daughter rides the moped, the youngest driver must be listed with the insurer. This is to prevent problems in the event of damage.