What exactly is covered in a divorce?

The mediator provides clear information and guides and supports you in making agreements. He or she analyzes your wishes and helps to bring the divorce to a successful conclusion without frustration. If you get stuck, the mediator will come up with alternatives. It depends on your situation what you need to agree on.

The maximum amount you can spend under your legal expenses insurance can be found in the policy conditions. If you incur more costs than the amount you are insured for, those costs are for your own account.

Legal expenses insurance divorce

With most legal expenses insurance policies, there is a long waiting period because divorce is quite common. So it is important to keep in mind that before a divorce, you can only start using it after a (few) year. So don't wait too long to take out legal expenses insurance. It often happens that people do not think about legal expenses insurance until it is too late.

Before taking out legal expenses insurance, it is important that you compare legal expenses insurance policies and see what modules and coverages are available in divorce. You can easily calculate your premium at the bottom of this page and take out insurance directly if you wish.

In addition to the "consumer and living" module, the basic legal expenses insurance can also be expanded with other modules, namely:

• Traffic
• Income
• Tax and Wealth

You can find more information about the coverages of these modules on the 'legal expenses insurance coverage' page

Waiting time

Unfortunately, there is no point in taking out legal expenses insurance if you are already involved in a divorce. This is because legal aid insurance almost always has a waiting period. Especially in the case of a divorce, because this happens relatively often. The waiting period varies between 1 and 3 years, this varies by insurer. Often people do not think about taking out legal expenses insurance until it is too late. When you get married, you obviously do not expect it to ever come to a divorce. However, you can take out legal assistance insurance for all kinds of conflicts. Thus, you are insured for all kinds of disputes, depending on the modules you take out.

Get the most out of your legal expenses insurance separation

How do you make the best use of your legal expenses insurance divorce? We offer some tips.

Use right away

Think you need your legal expenses insurance separation? Then use it immediately. Do not incur unnecessary expenses yourself while you have legal assistance insurance. It is possible that if you later make a claim for legal assistance, your insurer will no longer reimburse you. This is because they usually use their own legal aid providers.

Also use additional features

Is mediation an option? Then be sure to use it. It is usually less time-consuming and if you come out of your dispute through mediation, parties are often happier. After all, they have reached a solution to the dispute together.

Divorce with owner-occupied property

In the process of a divorce, agreements are made about the division of your assets, such as a house to buy. Thus, although divorce is usually not covered by legal expenses insurance, a mediator may be able to do something for you here. What happens to the house depends, of course, on the situation. Are you going to sell the house or does either of you want to continue living there. Is there surplus value on the house or is there perhaps a residual debt? A mediator can help you make clear agreements about what will happen to the house. You can also seek the advice of your mortgage lender.

Divorce with children

A divorce is always a sad and difficult event, especially when children are also involved. As a parent, you naturally want everything to be properly arranged for your children during the divorce. That is why the agreements are recorded in a parenting plan. This includes, for example, agreements on visitation rights, maintenance, parenting and financial matters. A mediator can help you draw up a parenting plan.

Take out your divorce legal expenses insurance through Alpina: simple and affordable

Are you considering legal expenses insurance divorce? Then take it out now at Alpina! Thanks to our wide range of modules, you will always find the right insurance. Do you have any doubts or questions about our divorce insurance? Please feel free to contact our customer service. They are ready to answer all your questions.