Is criminal law covered by legal expenses insurance?
Whether criminal law is covered by legal expenses insurance depends on the situation. If you have knowingly broken the law or intentionally committed a crime, you will not get legal help from the insurer. When it comes to situations where you are guilty, but the crime was not committed intentionally, it is often possible to get legal help. For example, if you caused damage or injury (unintentionally). This may vary from one insurer to another, so always read the policy conditions carefully.
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Criminal law legal expenses insurance: which module?
You can customize your legal expenses insurance with different modules. Each module insures you against different conflicts. For example, you can choose from Consumer & Housing, Income, Traffic and Tax Law & Property. You may have to deal with different criminal cases. For criminal cases involving traffic, such as a traffic accident, you need the Traffic module. For criminal cases that have to do with tax, you need the module Tax Law & Property. Therefore, look carefully at which modules you think you need or in which areas you would like to be properly insured for legal assistance. In this way you can compose your legal expenses insurance completely tailored to your needs.
Taking out legal expenses insurance? Calculate your premium!
Free choice of lawyer in criminal law
In criminal proceedings, you will need a lawyer. Insurers always have their own lawyers they will offer you. However, you are not required to actually choose this lawyer. You may always choose your own lawyer. This is called the right to free choice of lawyer. However, you must always ask permission from your insurer. However, this is only a formality because the legal expenses insurer may not refuse you this. Each insurer has a maximum fee for external costs. This can vary from one insurer to another and can always be found in the policy conditions.
Get legal expenses insurance with criminal justice coverage through Alpina right away!
When taking out legal expenses insurance, you must take into account a waiting period. With most insurer you cannot use the legal assistance insurance immediately, but first you have a waiting period of 3 to 6 months. Also, ongoing conflicts are often excluded. Therefore, do not wait too long to take out the insurance so that you are properly insured in the event of a conflict or dispute. Do you still have questions? Then please contact us! You can call us at 030 - 688 37 00 or send us a message via chat, WhatsApp or Messenger.
Also view
- Is there any legal expenses insurance with no waiting period?
- Is my family covered by my legal expenses insurance?
- What is the best legal expenses insurance?
- What is the cheapest legal expenses insurance?
- Does taking out legal expenses insurance still make sense during a conflict?
- What does the deductible for legal expenses insurance include?
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