Compare moped insurance
The first step in insuring your moped is to compare moped insurance policies. Insurance comparison is often thought to be a time-consuming task. Therefore, it is often put off or even forgotten. A shame! Did you know that you can save a lot of money on an annual basis by comparing? To make comparing moped insurance as easy as possible, we at Alpina have developed a handy online comparison tool. This allows you to compare different providers in just a few minutes. This ensures that you are properly insured, but at the same time do not pay too much for your insurance. Win-win!
Why compare?
The range of moped insurances is quite large. There are more and more providers on the market, but the prices can differ considerably. Moreover, each insurer has different conditions. Comparison will help you find the insurance that suits you and your moped best. For example, you can easily see the differences between the coverages. Sometimes people immediately choose the cheapest insurance they can find, without looking closely at the coverage. In that case, however, you may be disappointed in case of damage. The cheapest moped insurance often only covers liability damage. Damage to your own moped is not covered. When comparing, don't only look at the price, but also at the coverage and conditions. There can be large differences in coverage. Perhaps the cheapest insurance will not cover you as well as you would like.
What factors play a role when comparing moped insurance?
When comparing moped insurance, several factors play a role, such as:
- Your age
- Your city
- The cover you choose
- The number of claim-free years you have accumulated
Your age
Young drivers generally cause more damage than older, more experienced drivers. Insurers therefore take this into account when calculating the premium. If you are a young driver, you will pay a higher premium for your moped insurance in the beginning. Therefore you have to fill in the age of the youngest driver. This will then be included in the comparison.
Your city
Your place of residence is also important when comparing moped insurance. Theft and vandalism are relatively more common in a big city than in the countryside. If you live in the Randstad, for example, there is a chance that your premium will be higher with one insurer than with another.
The coverage you choose
You have a choice of three different coverages: WA, WA+ theft and fire and WA+ theft, fire and collision. Which coverage is most suitable for you depends on your personal situation and the type of moped you have. You are always required by law to have at least a WA moped insurance, when you bought a moped. This only covers liability damages. Of course, you can also choose to insure damage to your own moped. The comprehensive WA + Theft and Fire coverage or the all-risk moped insurance (WA + Theft, Fire and Collision) are a good choice.
Claim-free years
Finally, your claim-free years also play a role. The more claim-free years you have built up, the more discount you will receive on your premium. In many cases it is also possible to use the claim-free years from another vehicle for your moped insurance.
Instant moped insurance comparison through Alpina
Start comparing moped insurance right away at Alpina.nl! Do you run into things or still have questions? Please contact us! You can call us Monday through Friday from 8 a.m. to 6 p.m., or you can send us a message via chat, WhatsApp or Messenger.
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