Cost of moped insurance

Premium difference between city and village

Your place of residence plays a role because theft and vandalism are proportionately more common in a big city than in rural areas. Therefore, if you live in a big city, you will probably pay slightly more premium for your moped insurance.

More claim-free years, more discount

Your claim-free years also have an impact. The more claim-free years you have accumulated, the more discount you will receive on your premium. In many cases, it is also possible to use claim-free years from another vehicle for your moped insurance.

WA moped insurance

In the Netherlands, you are required to have at least third-party insurance for your moped. This is the basic coverage. It insures you for damage you cause to another person with your moped. Damage to your own moped is not insured. Because the coverage of a third-party moped insurance is limited, this is also the cheapest insurance.

Cost of moped insurance by type of coverage

One of the most important factors in calculating the premium is the type of coverage you choose.

Higher premium for young drivers

You can't change your age or where you live now. So why is this important to your premium? Young drivers tend to be more at risk than older, experienced drivers. Insurers see that young drivers are more likely to cause damage. Therefore, younger drivers pay more premium.

Insurance in parent's name

Does your son or daughter drive a moped? If so, as a parent you may want to put the moped insurance in your own name to save costs. Unfortunately, this does not work in your favor. You must then list your son or daughter as the youngest driver.

Do you not do this and damage occurs? Then this causes problems with the insurer.