As a self-employed person, should I take out business legal expenses insurance?

Without business legal expense insurance for self-employed professionals, legal assistance can be quite expensive, and costs can quickly run into the hundreds or even thousands of euros. Especially if you’ve just started out as a self-employed professional, you likely haven’t built up a large financial cushion yet, and this is an amount you probably can’t afford to lose. With business legal expense insurance, you’ll be reimbursed for legal assistance up to a certain amount.

It’s best to take out all your insurance policies right away when you start working as a self-employed professional. This is because, for virtually all types of insurance, the policy must already be in effect before you can make a claim. If you take out business legal expense insurance while you’re already involved in a legal dispute, it’s actually already too late. In such cases, the insurance often does not provide coverage. Sometimes an insurer will help, but they will charge significantly higher fees. To avoid this, it is better to take out legal expense insurance in advance.

What does business legal expenses insurance zzp cost?

Often, cost also plays into the consideration of whether or not to purchase business legal expenses insurance. As a start-up self-employed person, you probably have enough expenses already. The monthly premium for business legal expenses insurance is at most a few tens of dollars. This does depend on the optional coverage you choose. By default, the coverage of a legal expenses insurance consists of traffic, debt collection and business or professional practice. In addition, you can supplement the insurance with legal assistance for motor vehicles and/or legal assistance for individuals.

Compared to hiring a lawyer, the cost of business legal expenses insurance is small. Moreover, with this insurance, the costs of legal assistance, such as, for example, litigation costs and costs of independent experts, are also (partially) reimbursed.

Rcompare legal expenses insurance zzp

There are different types of legal expenses insurance. Which coverage is best for you depends on your profession and the type of work you do. After all, as a supplier of flowers you can expect different conflicts than if you are an accountant. With our online comparer you can easily calculate the premium of a legal expenses insurance. After entering some information about you and your company, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare them on price and content. Once you have found a suitable insurance, you can take out a policy directly online. By comparing you can be sure that you are choosing the best insurance for your company.

Take out your business legal expenses insurance directly on Alpina.nl!

We know that the supply of self-employed insurance can be quite overwhelming. After all, which types of insurance do you really need as a self-employed person? If you decide to take out business legal expenses insurance, you can do so easily and quickly on Alpina.nl Do you still have questions or would you prefer to consult us before taking out insurance? Then be sure to contact us! You can call us Monday through Friday from 8 a.m. to 6 p.m. at 088 - 6883700. Of course, you can also send us a message at any time via chat, WhatsApp or Messenger.