As a self-employed person, do I need to purchase business legal protection insurance?

Without business legal expense insurance for self-employed professionals, legal assistance can be quite expensive, and costs can quickly run into the hundreds or even thousands of euros. Especially if you’ve just started out as a self-employed professional, you likely haven’t built up a large financial cushion yet, and this is an amount you probably can’t just afford to lose. With business legal expense insurance, you’ll be reimbursed for legal assistance up to a certain amount.

It’s best to take out all your insurance policies right away when you start working as a self-employed professional. This is because, for virtually all types of insurance, the policy must already be in effect before you can make a claim. If you take out business legal expense insurance while you’re already involved in a legal dispute, it’s actually already too late. In such cases, the insurance often does not provide coverage. Sometimes an insurer will still help, but will charge significantly higher fees. To avoid this, it’s better to take out legal expense insurance in advance.

How much does business legal protection insurance cost for self-employed professionals?

Cost is often a factor in deciding whether or not to purchase business legal expense insurance. As a self-employed person just starting out, you likely already have enough expenses. The monthly premium for business legal expense insurance is at most a few tens. This does depend on the optional coverage you choose. Standard legal expense insurance coverage includes traffic incidents, debt collection, and business operations or professional practice. In addition, you can supplement the policy with legal expense coverage for motor vehicles and/or personal legal expense coverage.

Compared to hiring a lawyer, the cost of commercial legal expense insurance is minimal. In addition, this insurance also covers (part of) the costs of legal assistance, such as litigation costs and the fees of independent experts.

RCompare legal expense insurance for self-employed professionals

There are various types of legal expense insurance. The coverage you should choose depends on your profession and the type of work you do. After all, as a flower vendor, you can expect different types of disputes than if you were an accountant. With our online comparison tool, you can easily calculatethe premium for legal expense insurance.  After entering some information about yourself and your business, you’ll see a number of insurance policies tailored to your needs, along with their corresponding premiums and policy terms. You can compare these based on both price and coverage. Once you’ve found a suitable policy, you can purchase it directly online. By comparing options, you can be sure you’re choosing the best insurance for your business.

Take out your business legal protection insurance right away at Alpina.nl!

We know that the range of insurance options for self-employed professionals can be quite overwhelming. After all, what types of insurance do you really need as a self-employed professional? If you decide to purchase business legal protection insurance, you can do so quickly and easily at Alpina.nl. Do you have any questions, or would you prefer to discuss your options before purchasing the insurance? Please don’t hesitate to contact us! You can call us Monday through Friday from 8:00 a.m. to 6:00 p.m. at 088 – 6883700. Of course, you can also always send us a message via chat, WhatsApp, or Messenger.