What is good insurance for an electric car?
Are you looking for car insurance for your electric car? Car insurance for electric cars is generally more expensive than car insurance for a gasoline, diesel or gas-powered car. This is due to the fact that you often pay more for an electric car because of the battery which is relatively expensive. What should you look for when buying car insurance for your electric car?
Car insurance electric car
The most commonly chosen car insurance for an electric car is all-risk insurance. This is because an all-electric battery is a very expensive battery. Also to have your car repaired you are often more expensive than for a hybrid car, for example. That is why all-risk insurance is a wise choice. With this insurance you are insured for the high costs should something happen to your car.
In addition to all-risk insurance, there are two other types of coverage in auto insurance. These are the third-party coverage and the limited liability coverage. For electric cars, these coverages are not often chosen because with these coverages, damage to your own car in the event of an accident is not reimbursed.
Different types of electric cars
Broadly speaking, there are three types of cars that run entirely or partially on electric power. The different types are briefly discussed below.
Fully electric
An all-electric car has only an electric motor. That means you drive entirely on electricity. While driving, they emit no pollutants. You cannot drive far distances with a fully electric car. After the battery runs out, it takes a long time to fully recharge it again. Depending on the model, you can drive between 150 and 550 kilometers with a fully electric car. After that, you will need to recharge the car.
Range extender
Electric cars with a range extender also run entirely on electricity. The difference is that these cars have a small fuel engine on board. This can be used when the power is about to run out. The fuel engine recharges the battery. So you drive electric, but the power is made using gasoline or diesel.
Plug-in hybrid
A hybrid car has two different motors, both an electric motor and a fuel engine. It is referred to as a plug-in hybrid when the batteries can also be charged at the power outlet. A plug-in hybrid allows you to drive longer distances electrically. When the power runs out, you continue driving on the fuel engine.
Tesla car insurance
You can get insurance for electric cars from most insurers. With a Tesla, the situation is different because the built-in tracking system on a Tesla is usually not sufficient. A built-in tracking system allows you to track your car in case of theft. Because of this, many insurers do not want to insure a Tesla. At Alpina Insurance, however, it is possible to get Tesla car insurance.
Do you have any questions? If so, please contact us. We are happy to help you! We can be reached Monday through Friday from 8:00 am to 6:00 pm at telephone number 088-6883700.
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