What car insurance coverage can be chosen from?

Third-party insurance

This insurance provides coverage only against liability claims. Thus, the insurer reimburses damages caused to others. Damage to your own car is not paid for by your own insurer. As a car owner you are at least obliged to take out this insurance. TPL car insurance is often chosen for cars that are 10 years or older, but even for these cars it can sometimes matter to choose more extensive coverage.

WA limited casco

The WA limited casco offers broader coverage. In addition to damage caused to others, there is also coverage for a number of damages described in the policy conditions. The insured causes of damage are:

• Collision with stray animals
• Hail and storm damage
• Lightning damage
• Fire and explosion
• Window Break

The WA limited casco is often chosen for cars 6 to 10 years old. Damages claimed on the limited casco part of the insurance are not charged to the claim-free years. This is also the case in the WA-casco car insurance. What if the car insurance does not provide coverage?

All risk insurance (WA full body)

This is the most logical choice for new cars until they are 6 years old. The most important extension in terms of coverage is that your own collision damage is also covered by your own insurer. Vandalism damage is also insured in the WA-casco car insurance.

Extend auto insurance with additional coverages?

In addition to the three forms of insurance, you can take out additional policies. These can be insurances to defend your rights. This is, for example, legal expenses insurance. Additional coverage is also often chosen for the occupants, such as accident occupant insurance and indemnity occupant insurance.