What does WAM insurance cover?

Under this law, the term “motor vehicles” is defined quite broadly. For simplicity’s sake, you can assume that your car is covered by the WAM. So, have you bought a car? If so, don’t forget to take out take out the legally required WAM insurance. You risk substantial fines if you are not covered by WAM insurance. And if you are involved in an accident without WAM insurance? Then the damages may be recovered from your personal assets. This can therefore be quite costly.

If you’re not sure whether you have WAM insurance, it’s a good idea to check usingthe RDW license plate lookup. Enter the license plate number and click the “Retrieve Data” button. Under the “Vehicle Status” section, you’ll then see whether your car is covered by WAM insurance.

No WAM insurance

Don't have WAM insurance? That means you are quite at risk. If you cause damage to another person or another vehicle with your car, you are not covered. This means that without WAM insurance, you will bear the cost of the damage incurred yourself. These costs can be quite high. In addition, there are legal penalty provisions you need to consider when driving without WAM insurance.

Fine uninsured driving

Under Article 30 of the Motor Insurance Liability Act, you run the risk of a fine or even imprisonment if you are not WAM-insured. How much can this fine be? The RDW can impose a fine of around €400.00. The RDW keeps track of whether your car is insured. If it is not, they will eventually automatically send a fine. In addition, you can still be fined by the police if you are stopped in an uninsured vehicle. So in all respects, it is not wise to drive around without WAM insurance. It is prohibited by law and it poses considerable risks to yourself and others.

Take out WAM Insurance

Not sure if you are WAM insured? Then check to be sure. Do you still want to get WAM insurance? Then make sure you send all the requested information as correctly as possible. At Alpina, you can easily take out WAM insurance. Calculate your premium here.

Still have questions about this topic? Alpina is at your service

Hopefully, through this article, you are better informed on the topic of WAM insurance. Do you still have questions after reading this article? Then absolutely do not hesitate to contact us. Fill out our contact form or call us directly at 088 - 688 3710. Our specialists will help you on your way. It is also possible to calculate your premium directly via our website.