What is good insurance for an electric car?
Are you looking for car insurance for your electric car? Car insurance for electric cars is generally more expensive than car insurance for gasoline, diesel, or gas-powered cars. This is because electric cars often cost more to purchase, due to the relatively high cost of the battery. What should you keep in mind when purchasing car insurance for your electric car?
Car insurance electric car
The most popular type of car insurance for electric vehicles is comprehensive coverage. This is because a fully electric battery is very expensive. Repairs are also often more costly than they would be for a hybrid vehicle, for example. That’s why comprehensive coverage is a wise choice. With this type of insurance, you’re covered for the high costs should anything happen to your car.
In addition to comprehensive insurance, there are two other types of coverage available for car insurance: liability coverage and limited comprehensive coverage. These types of coverage are not often chosen for electric cars, because they do not cover damage to your own vehicle in the event of an accident.
Different types of electric cars
Broadly speaking, there are three types of cars that run entirely or partially on electric power. The different types are briefly discussed below.
Fully electric
An all-electric car has only an electric motor. That means you drive entirely on electricity. While driving, they emit no pollutants. You cannot drive far distances with a fully electric car. After the battery runs out, it takes a long time to fully recharge it again. Depending on the model, you can drive between 150 and 550 kilometers with a fully electric car. After that, you will need to recharge the car.
Range extender
Electric cars with a range extender also run entirely on electricity. The difference is that these cars have a small fuel engine on board. This can be used when the power is about to run out. The fuel engine recharges the battery. So you drive electric, but the power is made using gasoline or diesel.
Plug-in hybrid
A hybrid car has two different motors, both an electric motor and a fuel engine. It is referred to as a plug-in hybrid when the batteries can also be charged at the power outlet. A plug-in hybrid allows you to drive longer distances electrically. When the power runs out, you continue driving on the fuel engine.
Tesla car insurance
You can get insurance for electric cars from most insurers. With a Tesla, the situation is different because the built-in tracking system on a Tesla is usually not sufficient. A built-in tracking system allows you to track your car in case of theft. Because of this, many insurers do not want to insure a Tesla. At Alpina Insurance, however, it is possible to get Tesla car insurance.
Do you have any questions? If so, please contact us. We are happy to help you! We can be reached Monday through Friday from 8:00 am to 6:00 pm at telephone number 088-6883700.
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