What is covered with an all-risk caravan insurance?
Of course, what you want most is to hit the road with your caravan carefree. Nobody wants to go on vacation only to come home with unexpected, sometimes sky-high, costs due to damage to the caravan. To be insured in case of damage to your caravan, you can take out an all-risk caravan insurance policy. This is the most comprehensive caravan insurance so that you are fully insured. On Alpina.nl we tell you all about all-risk caravan insurance.
Go directly to
When to choose an all-risk caravan insurance?
Taking out a caravan insurance is not obligatory. When you pull the caravan with your car and cause damage to another person, this will be compensated by your WA car insurance. This insurance covers liability damages and is legally required. Is your own caravan also damaged? Then you have to pay the repair costs yourself, because this is not covered by your car insurance. The repair costs of damage to a caravan can be quite high, especially in case of fire or hail damage. Do you regularly go abroad with your caravan? Around the Garda Lake and in parts of France there are relatively more heavy hail storms. In the Netherlands, too, damage to caravans caused by hailstorms is occurring more and more often. There are hail storms in which stones with the size of golf balls or even larger fall. This can cause considerable damage to your caravan in a short period of time. With an all-risk caravan insurance you are insured for this.
All-risk caravan insurance
For newer caravans, up to approximately 5 years, you can take out a caravan insurance with new value coverage. This is comparable to an all-risk caravan insurance. In case of damage you will receive the new value of the caravan.
Not insured
Each insurance policy also excludes a number of items from coverage. Of course, each insurer can have different exclusions. Always check the policy conditions of your insurance. For an all-risk caravan insurance it usually applies that the following items are not insured:
- Damage due to poor maintenance
- Discolouration, scratches and wear
- Constructional faults or faults in the frame of the caravan
- Damages due to normal (household) use, repair or cleaning
Take out all-risk caravan insurance through Alpina!
At Alpina.nl help you find the right caravan insurance. That starts with comparing insurance policies. To do this, you can use our online comparison tool. You only need to enter a few details about your caravan, such as the year of construction and the catalog value, among others, and the comparison can begin. This way you can easily find the best all-risk caravan insurance.
Do you have any questions or would you like to consult with one of our insurance experts? Then don't hesitate to contact us! You can reach us Monday through Friday, from 08.00 to 18.00 on 088 - 6883700. You can also send us a message with your question. You can do this via e-mail, WhatsApp or Messenger. We will answer your question as soon as possible!
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here today until 18:00