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Suppose to have a moped

Insuring your moped without a license

It is possible.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
Settled in two minutes

14-day cooling-off period

Cancel within 14 days free of charge

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We pick out the fine print for you

"Comparing moped insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your moped insurance every year."

photo Laura van Maarschalkerweerd

Laura - expert insurance

Expert insurance for years

Background expert photo Laura van Maarschalkerweerd
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Types of cover

Third-party liability (mandatory)

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft and Fire

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft, Fire and Collision

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

All about moped insurance without a license

Suppose you can buy a moped for a reasonable price, but you don't have the license yet. Is this a problem? Can you insure a moped without a driver's license? Yes you certainly can, but not with all insurers.

You don't have to figure out for yourself where the best place to get moped insurance is. We've already done that for you.

Moped insurance is something you cannot get away from as a moped owner. In fact, civil liability insurance is mandatory.

Without a driver's license, you may have trouble getting moped insurance, but not to worry. There are options.

Can you register a moped without a driving licence?

That is simply possible. The driving licence is often asked for because the new owner of a motor vehicle has to identify himself. But there are other options for that. You can also put the moped in your name with an ID card or a passport.

How do you insure your moped without a driving licence?

You can contact any insurer, but chances are that insurance will not work out this way. This is because not all insurers offer moped insurance. The insurers that do often require a driver's license as well. So an owner without a driver's license cannot insure the moped with all insurers. Don't make that your problem. There are plenty of
options to insure about.

Do not underestimate premium differences between insurers

Moped insurance is relatively inexpensive compared to insurance for other motor vehicles. However, the difference between insurers can still be large. So do not go for the first the best insurer, but compare moped insurance via Alpina.nl. We make sure you get the best insurance at the lowest premium. The premium differences run especially high if you do not choose the WA moped insurance, but for example the WA + full casco.

Do not ride a moped without a licence

Driving a moped without a licence is definitely not recommended. With a bit of bad luck you will be stopped and fined, but at worst you will cause an accident with the moped. Without a driving licence, the moped insurance will not cover you, so you might have to make a large withdrawal from your savings account to pay for the costs. If the injured party is injured, you will probably not be able to make it with savings. The damage can run into hundreds of thousands of euros if the injured party becomes disabled as a result of the accident.

So you don't have to wait to buy a moped until you have your driving licence. We will help you compare them and once you have your licence, you can drive the moped yourself.

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