Scooter insurance WA + theft and fire coverage
This is one of three forms of insurance for scooters. In addition to the mandatory liability insurance (TPL), this insurance also provides coverage against theft and fire.
The advantage of having a wide choice is that you can tailor the scooter insurance policy to best suit the risks you think you will face. Compared to the WA scooter insurance, this insurance offers broader coverage at a slightly higher premium.
You would like to insure your scooter as well as possible at the lowest possible premium. By insuring your scooter WA, you will have the lowest possible charges. However, in case of theft, you will not be paid anything. This is not desirable, especially if third-party liability + theft and fire is only a few euros more expensive per month. For scooters up to three years old, the most comprehensive insurance is often chosen. For older scooters, it is a matter of weighing and comparing. For example, have you already accumulated claim-free years? Then you can opt for an extended scooter insurance relatively cheaply.
What to do in case of damage
In the event of an accident involving injury and if your scooter is stolen, you should first contact the police. In case of theft, a quick report can ensure that the scooter is still found undamaged. The next step is then to inform the insurance company. In case of a collision due to your fault, the third-party liability + theft and fire does not provide coverage for damage to your own scooter. However, the insurer will take care of compensating the injured party. Follow the insurer's instructions to the best of your ability. Click here to report damage online.
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Your scooter insurance coverage.
WA (mandatory)
- Damage to others
- Theft and Fire Damage
- Damage to own scooter
WA Theft and Fire
- Damage to others
- Theft and Fire Damage
- Damage to own scooter
WA Theft, Fire and Collision
- Damage to others
- Theft and Fire Damage
- Damage to own scooter
Comparing ensures low monthly costs
Don't take out your scooter insurance with just any insurer. Compare insurers with each other first. You can do this yourself on Alpina.nl. We make sure you can insure your scooter properly at the lowest premium.
All coverages in scooter insurance:
Which scooter insurance policy provides coverage against fire?
For your scooter, you can choose between different forms of insurance. The more comprehensive forms of insurance also provide coverage against fire.
There are four forms of insurance you can choose between for scooter insurance. Which coverage is best to choose depends largely on the value of your motor vehicle. For an old vehicle with low value, you do not choose the most comprehensive insurance. This is because the premium has to be proportional to the coverage. You're not going to pay a premium of several hundred euros if the scooter is only worth €500.
The two forms of insurance below provide coverage against fire:
What forms of insurance do not provide coverage against fire?
That is if you choose WA only.
The difference in premium between the third-party liability + theft and fire and the third-party liability is large. In particular, the risk of theft is high with a scooter. Because of this, coverage against theft is more important than coverage against fire.
You opt for the third-party coverage only if the scooter has hardly any value left. For the more extensive coverage, the premium becomes too high when you compare it to what you get for the extra money. You have to avoid paying a sky-high premium and getting very little paid out in case of damage.
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