Third-party insurance for a scooter
The abbreviation WA stands for third party liability. The addition of legal means that this scooter insurance is compulsory. This is not without reason. The costs of damage can be very high.
You would like to insure your scooter as extensively as possible. But that is not always wise. For a scooter with a daily value of a few hundred euros, you do not want to pay hundreds of euros in premiums.
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Who is obliged to insure the scooter?
The insurance obligation lies with the owner of the scooter. This is the person who has the motor vehicle in his name. Even if someone else usually rides the scooter, the owner is responsible for the insurance obligation. The owner is responsible for the driver's behaviour. In case of damage caused by the insured scooter, the other party has a direct right of action against your insurer. If your scooter is not insured, you run the risk of getting a fine and you are also responsible for paying for any damage yourself.
When to buy WA scooter insurance?
There are four types of insurance to choose from. You should choose the most limited third party insurance if your scooter has a low current value. Keep in mind that you can never claim your own damage at your scooter insurance.
Save on scooter insurance with third-party insurance
Saving on the premium should be done in the right way. You save money by choosing third party insurance instead of third party + theft and fire, but you may regret this if your scooter is stolen. It is better to save money by comparing scooter insurances and choose the most comprehensive insurance at the lowest premium.
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