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Everything You Need to Know About Your Trike Insurance

A trike is essentially a three-wheeled vehicle. The name “trike” is actually a shortened form of the word “tricycle.” A trike can be built using the front section of a motorcycle and the rear section of a car (with the engine in the back). In some cases, a trike consists solely of motorcycle parts.

Is a license plate required?

A license plate is required for trikes that are approved as three-wheeled motor vehicles. Only drivers who hold a Class B driver’s license may operate a trike. A trike driver must be at least 18 years old. If the trike is equipped with approved seat belts, wearing a helmet is not required.

Sign up online yourself

You cancalculateyourtrike insurancepremium yourself and insure your trike online—without consulting a financial advisor—using our calculation tools.

Benefits of Trike Insurance

Coverage is often available immediately online at
Once you’ve purchased your trike insurance online, your application is processed immediately. So, after purchasing your trike insurance, you’ll often know right away whether you’re covered.

14-Day Cooling-Off Period
Money-Back Guarantee. You can cancel your trike insurance policy free of charge, effective as of the policy’s start date, up to 14 days after the policy is issued. There’s no need to make impulse purchases. It’s important to us that every customer who purchases trike insurance from us is satisfied and remains so in the future.

Up to 75% no-claims discount
You can earn a no-claims discount by driving without filing a claim. With us, this discount can even reach 75%.

Comprehensive Coverage
We understand that not everyone has the same insurance needs, which is why you can choose from comprehensive basic coverage and the supplemental “Passenger Liability Insurance” coverage.

Additional Coverage for Trike Insurance


Passenger Accident Insurance If a trike driver is involved in a (serious) trike accident, the Passenger Accident Insurance (OVI) will pay out. If the driver or a passenger becomes permanently disabled or dies, a predetermined fixed amount will be paid out.


Legal Assistance Once you have taken out legal assistance insurance, you are guaranteed legal assistance in recovering damages if you have been involved in an accident.


Passenger Liability Insurance Passenger Liability Insurance (SVI) covers damages that passengers on your trike may incur. This can include damage to luggage or clothing, as well as personal injury. Passenger Liability Insurance (SVI) compensates for the actual damages incurred.

Replacement Vehicle Coverage
With replacement vehicle coverage for your trike, you are guaranteed a replacement trike if your trike cannot be repaired immediately.

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