What are mandatory zzp insurance policies?
Are you just starting out as a self-employed person? Then you may be wondering which zzp insurance policies are mandatory. We can be brief about that: no zzp insurance is required by law. However, a client or supplier may make certain types of self-employed insurance compulsory. This applies not only to self-employed people, but also to SMEs and large companies. This is because they want to prevent the risk from becoming too great for them. After all, if you make a mistake as a zzp'er but cannot meet the costs involved, this also has adverse consequences for the client. Furthermore, which zzp insurance you take out remains your own choice. At Alpina.nl we will tell you more about zzp insurances.
zzp insurance not mandatory, but wise
However, the fact that self-employed insurance is not mandatory does not mean that it is wise not to take out any insurance at all, because as a starting entrepreneur you naturally want to insure your business as well as possible. Because of the wide range of insurance policies available, many entrepreneurs find it difficult to determine which self-employed insurance policies they really need. When choosing insurance, it is therefore important to determine which risks you want to insure. You do not have to insure all risks. Some risks you may be able to bear yourself because you have the financial room to do so. Which risks you can best insure depends on your business, your financial strength and the industry in which you operate.
What insurance do I need as a self-employed person?
As a self-employed business owner, you need to consider various risks. Not only do you probably have to deal with different stakeholders, such as suppliers and debtors, but also an accident is in a small corner. Especially as a self-employed person, it is nice to be well insured, because of course you will also be paying for all the costs yourself. Which self-employed insurance policy is best for you depends on your profession and your personal situation.
At Alpina.nl , you can purchase a zzp insurance package. This includes a Business Liability Insurance as standard. This insures you for liability damage caused during your work. For example, if you as a painter drop a pot of paint on a customer's beautiful wooden floor. In addition, professional liability insurance also comes in handy. This insures you for financial damages suffered by your client due to professional misconduct for which you are liable. For example, if you as a communications consultant give the wrong advice to the client, with dire consequences. Furthermore, you can further supplement your self-employed insurance with, for example, business legal expenses insurance or director's liability insurance.
Take out your self-employed insurance directly through Alpina!
At Alpina.nl you can easily calculate the premium for your self-employed insurance. After entering a number of details, insurance policies tailored to your needs will appear, along with the corresponding premiums and policy conditions. You choose which self-employed insurance policies you want to take out. Once you have found a suitable insurance you can take out a policy directly online. Are you having problems or do you have any questions? Then you can of course always reach us by telephone on 088 - 688 37 12. We will be happy to help you!
Also view
- As a self-employed person, should I take out business legal expenses insurance?
- Is liability insurance mandatory for a self-employed person?
- What insurance do I need as a self-employed person?
- What does zzp insurance cost?
- What does AVB insurance cover?
- The 10 most important insurance policies for startups
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