What are mandatory self-employed insurance policies?

However, a client or supplier may require certain self-employed insurance policies. This applies not only to the self-employed, but also to small and medium-sized businesses and large companies. Their goal is to prevent the risk from becoming too great for them. If you, as a self-employed person, make a mistake but are unable to cover the associated costs, this can also have negative consequences for the client. Ultimately, the choice of which self-employed insurance policies to purchase remains yours. At Alpina.nl, we’ll tell you more about self-employed insurance.

When choosing insurance, it is therefore important to determine which risks you want to insure. You do not have to insure all risks. You may be able to bear some risks yourself, if you have the financial means to do so. Which risks you should insure depends on your business, your financial capacity, and the industry in which you operate.

What types of insurance do I need as a self-employed person?

As a self-employed professional, you need to be aware of various risks. Not only will you likely have to deal with various stakeholders, such as suppliers and customers, but accidents can happen at any time. As a self-employed professional, it’s especially important to be properly insured, since you’re the one who ends up covering all the costs yourself. The best insurance policies for you as a self-employed professional depend on your profession and your personal situation.

At Alpina.nl, you can purchase a self-employed insurance package. This package includes business liability insurance as standard. This covers you for liability claims arising from damage caused while you’re working. For example, if you’re a painter and accidentally drop a can of paint on a client’s beautiful wooden floor. Professional liability insurance also comes in handy. This covers you for financial losses your client suffers due to a professional error for which you are liable. For example, if, as a communications consultant, you give a client incorrect advice, resulting in serious consequences. You can also supplement your self-employed insurance with, for example, business legal assistance insurance or directors’ and officers’ liability insurance.

Take out your self-employed insurance right away through Alpina!

On Alpina.nl, you can easily calculate the premium for your self-employed insurance. After entering some information, you’ll see insurance plans tailored to your needs, along with their corresponding premiums and policy terms. You decide which self-employed insurance policies you’d like to purchase. Once you’ve found a suitable policy, you can purchase it directly online. Are you having trouble figuring it out, or do you have any questions? Feel free to call us anytime at 088 – 688 37 12. We’re happy to help!