Land Rover insurance
Land Rover insurance? Calculate instantly the premium for your model, such as the Defender or Range Rover. Choose the coverage that suits you.
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Getting car insurance for your Land Rover
Land Rover is known worldwide for its powerful and iconic models, such as the Ranger Rover and the Defender. Robust designs, but also luxurious and refined: a Land Rover is in a class of its own. With that comes an appropriate car insurance policy. Because of the higher segment, standard Land Rover car insurance often offers insufficient coverage in case of damage and theft. This is due, among other things, to the high value of the car, the cost of parts and the price of maintenance. With the right car insurance for your Land Rover, you are assured of appropriate protection tailored to your use, needs and specific model.
Appropriate insurance for every Land Rover model
Popular models
- Land Rover Defender
- Land Rover Ranger Rover (and Ranger Rover Sport)
- Land Rover Range Rover Evoque
- Land Rover Range Rover Velar
- Land Rover Discovery (and Discovery Sport)
Youngtimers and classics
- Land Rover Series I / Series II / Series IIa / Series III
- Land Rover Ranger Rover Classic
- Land Rover Defender (older generations)
- Land Rover Discovery (I and II)
- Land Rover Freelander (1 & 2)
You can also get insurance for older Land Rover models. Check out the options for vintage car insurance.
Car insurance coverages.
You can choose from 3 main coverages:
WA (mandatory)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
Limited casco
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
All Risk (WA+Casco)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
Additional coverages for Land Rover drivers.
In addition to choosing the right coverage for your car insurance, you can also compare and purchase various additional coverages.
Roadside Assistance Netherlands
v.a.
7 ,50
p/month
Help after an accident is standardly insured on your insurance. In addition to the insurance, it is also possible to take out roadside assistance insurance for the Netherlands.
Roadside assistance Europe
v.a.
9 ,66
p/month
Help after an accident is covered by default on your insurance. In addition to the insurance, it is also possible to take out roadside assistance insurance for Europe.
Legal Aid
from
7 ,10
p/month
Insured of legal help in traffic disputes. At home and abroad. With the vehicle insured on the policy.
Occupant accidents
v.a.
1 ,53
p/month
Accidental occupant insurance pays fixed amounts in the event of death or permanent disability of the driver and/or passengers.
Occupant damage
v.a.
5 ,86
p/month
This insurance pays for material damages suffered by the driver and passengers due to an accident.
Insuring a Land Rover Range Rover
Are you the proud owner of a Range Rover, Range Rover Sport, Range Rover Velar or Range Rover Evoque? Then you drive a car that is known worldwide for its combination of unprecedented luxury, refinement and excellent off-road capabilities. A car that exudes both comfort and style and has an above-average new car value.
For a Range Rover, standard car insurance is often not enough. There are several reasons for this:
- Higher repair costs: A Range Rover is luxurious and equipped with complex technology, which significantly increases the cost of replacement parts, repairs and maintenance
- Theft prone: Because of their high value, Land Rovers, especially the Range Rover, are popular among thieves. As a result, the risk of theft is higher
Many insurers make use of damage control. For example, you get a discount on your deductible if you choose an affiliated bodyshop. With a Land Rover, it is important that the bodyshop works with original parts and materials, and according to factory specifications.
Options with Range Rover insurance
When taking out insurance for your Range Rover, you can include options such as purchase value guarantee, no-claims protection, passenger insurance, legal assistance and a roadside assistance module. For hybrid and electric models, there is also specific insurance with coverage for the charging cable.
- Cost of ownership guarantee: the new-for-old value or purchase value is reimbursed in case of total loss. A fine guarantee for luxury and exclusive cars such as the Range Rover.
- No-claims protector: Prevents your premium from rising after claiming damage by preserving your claim-free years.
- Occupant insurance: Covers personal injury and property damage for the driver and passengers, regardless of fault.
- Legal Aid: Provides legal assistance for damages and conflicts, so you can be sure of legal support.
- Breakdown Assistance: Insures you of assistance in case of car breakdown, including on-site repairs and replacement transportation.
Well-fitting insurance not only provides coverage in the event of damage, but also clarity and security in the event of theft or total loss, for example. Choose a car insurance that suits your Range Rover and your driving style.
Accessories and upgrades co-insured
You can equip a Land Rover entirely to your own taste with, for example, a running board, tow bar, roof rails, alloy wheels and a carbon fiber grille. Standard accessories are often insured up to about €1,000.
Did you perform more expensive parts or a full upgrade? Then you can easily co-insure this additional amount. A set of original or sporty rims often already exceeds the standard amount. Report these parts to the insurer when taking out the insurance.
It is good to know that software tuning, such as engine management modifications (ECU tuning), is usually excluded from coverage.
Claim-free years: impact on your premium
The more claim-free years you have accumulated, the more advantageous your Mercedes insurance premium will be. If you do not claim any damage during an insurance year, you build up one claim-free year. In contrast, if you make a claim, you lose claim-free years, which affects your premium.
Young driver with a used Defender in the Randstad area
€ 500,-
€ 600,-
€ 700,-
€ 800,-
€ 900,-
*The premiums are based on a fictional person driving a 2017 Land Rover Defender. This person is 27 years old, living in Utrecht with 2 claim-free years. The car insurance has All-risk coverage.
Experienced driver with a new Range Rover
€ 100,-
€ 120,-
€ 140,-
€ 160,-
€ 180,-
*The premiums are based on a fictional person driving a 2021 Land Rover Range Rover. This person is 54 years old, living in Wageningen with 18 claim-free years. The car insurance has All-risk coverage.
New value or purchase value: how does compensation work?
The new value scheme means that in the event of theft or total loss, you are paid the new price for up to 3 years. This scheme applies to new Land Rovers.
Are you the owner of a used Land Rover? Then you might want to look into the purchase value arrangement, With this arrangement the insurer will then temporarily pay out the purchase price in the event of damage or theft. Both schemes are not part of the standard coverage, but are optional.
Additional security requirements in luxury sports cars
Land Rover's Range Rover line represents Land Rover's luxury models, such as the Ranger Rover, Range Rover Sport, Range Rover Velar and Range Rover Evoque. Insurers may impose additional security requirements for insuring these models.
Due to their high value as well as their popularity among car thieves, insurers often require additional measures such as a Class 5 vehicle tracking system or an SCM-approved alarm system for these types of models.
Exactly what additional measures are required depends on your insurer, type of car, region, coverage chosen and list value. Sometimes these requirements apply as early as €75,000 list value, but for theft-prone models it may be earlier.
Calculate your premium online and see immediately what requirements the insurer has for alarm systems and other security.
Insuring your Land Rover through Alpina
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- New value insurance and accessory insurance possible
- Quick insight into your premium, with no strings attached
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Help from our experts
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Frequently asked questions about Land Rover car insurance
How do I determine which coverage is right for my Land Rover?
Coverage depends on the age of your car and your use. For new models, all-risk insurance is often recommended, while for older Land Rovers, WA+ (limited casco) is sufficient. Do you use the car off-road? Then additional coverage may make sense.
Is a Land Rover more expensive to insure than other cars?
Yes, in general, a Land Rover is more expensive to insure because of its higher weight, new vehicle value and maintenance costs. The risk of theft with models like the Range Rover also plays into the premium.
Are there special insurance policies for Land Rover Defender or Range Rover?
Yes, some insurers offer customized policies for specific models such as the Defender or Range Rover. Think higher coverage for accessories, off-road use or vintage policies for classic Defenders.
How does the weight and power of a Land Rover affect the premium?
Heavier and more powerful cars such as the Land Rover often result in higher premiums. This is because damage repairs are more expensive and the risk of serious damage in accidents is higher. Insurers take this into account in their risk calculations.
Can I insure my Land Rover on a business basis?
Yes, a Land Rover can also be insured for business purposes. This is especially relevant for business owners or self-employed people who use the vehicle for work. Do keep in mind that the premium and conditions are different from private coverage.
What extras are recommended with Land Rover insurance?
Additional coverages such as roadside assistance, replacement vehicle and accessory insurance often make sense. For off-road use or expensive equipment (such as winches or roof racks), specific additional coverage may be important.
How does damage repair on a Land Rover through insurance work?
After damage, report it to your insurance company. Many insurers will take you to affiliated repair shops that specialize in Land Rover. Some insurers also offer pick-up and delivery service or warranty on repairs.
Is a Land Rover youngtimer entitled to special insurance?
Yes, for Land Rovers over 15 years old, you may be eligible for youngtimer insurance. This is fiscally attractive for business use and often offers a favorable premium based on the daily value.
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