Grey license plate insurance
A car with a gray license plate is a car with a tax advantage. You get this benefit if you are so registered with the RDW. What must your car meet for the tax benefit? And can you convert a car to a gray license plate yourself? We list it for you.
A car with a gray license plate offers advantages. You get a discount on motor vehicle taxes and when you buy the car, you do not owe BPM. So this gives a significant savings on taxation. When insuring a car with a gray license plate, we can help you. Compared to a passenger car, there are fewer insurers offering insurance solutions, but comparison pays off.
What is a grey license plate?
The name suggests that you can recognize cars with this license plate by the color of the license plate, but that is not the case. In most cases, these are vans, delivery vans or cars with an open body with a license plate beginning with the letter "B" or "V." The designation comes from the color of the former registration certificate Part 1. In the past, due to overly broad regulations, individuals also drove gray license plate cars, but this has been countered. It is now mainly entrepreneurs. The disabled can also own a gray license plate car under conditions.
What must a car with a grey licence plate comply with?
The requirements that the car must meet differ for each type of vehicle. Different requirements apply to a large delivery van than to, for example, a car with an open loading platform or a delivery van with a raised roof. The conditions relate to:
- The size of the loading space. For a large delivery van, the loading space must be at least 2 metres long.
- Side windows. Are they allowed and how much maximum?
- Mandatory fixed wall or not?
- Additional requirements. For example, no benches may be placed behind the front seats.
See the overview of requirements for vans on the website of the Tax and Customs Administration.
In addition, there are requirements for the owners (entrepreneurs and disabled persons). The owner must be an entrepreneur for VAT purposes and must also have a VAT number. The van is registered in the name of the entrepreneur or the company. In addition, the car must be used for more than 10% of the annual kilometres driven for business purposes. For disabled people applies that they must be dependent on the relevant car for transport.
Road tax calculation for a grey registered car
If you are a private individual and you have a grey license plate car, you also have to pay road tax. How much road tax you have to pay can be calculated online.
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
WA limited casco
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
All-Risk (WA+Casco)
- Free recovery service
- Damage to others
- Theft, joyriding and loss
- Windscreen damage
- Damage by fire or natural disaster
- Own damage caused by a collision
Which cars have grey license plates?
There is a wide range of cars with grey license plates. Existing cars can be converted to meet the requirements. The most common cars with a grey license plate:
- Vans with or without open cargo top
- Vans with raised roofs
- Terrain cars
- Vans
How much do you spend on road tax?
The road tax (=motor vehicle tax) is lower for cars with gray license plates. Business owners get a discount on the rate, so to speak. However, there are conditions to qualify for this discount. These correspond to the conditions for eligibility for a gray license plate. The disabled may also be entitled to a road tax discount. For vans aged 30 years or older, you can get exemption from road tax. You can also get exemption for electrically powered cars with a gray license plate. In that case, there is a zero rate.
You can calculate the amount of the motor vehicle tax on the website of the tax authorities. Under the option 'Select the type of motor vehicle' you can choose 'Company van'.
What about the BPM of a car with a grey license plate?
The abbreviation BPM stands for Tax on Passenger Cars and Motor Vehicles. When you buy a motor vehicle, you pay this tax to the tax authorities. When importing a car, you also have to pay this tax. A company does not have to settle the BPM. In the past, the BPM amount had to be pre-financed, but that is no longer necessary today. The refund scheme has been replaced by an exemption. Which is nice for entrepreneurs. If sold within 5 years, the exemption can be passed on to the next entrepreneur.
What does it cost to convert to a grey license plate?
There are companies that specialize in converting cars with yellow license plates. If you are looking for a new car, you can go straight for a car with a gray license plate. For young cars with yellow license plates, in some cases it may make sense to convert the vehicle. By tuning the car to meet the requirements for a gray license plate, you can still take advantage of the tax benefits. Of course, the tax benefit must outweigh the cost of converting the car. There is little we can say about the level of costs. The conversion may consist of window blinding, but rebuilding the cargo box may also be necessary.
Related pages about license plates
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