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When do I have to pay the caravan insurance premium?

When you take out caravan insurance, you pay a premium to the insurer for each period. When the premium is to be paid is often the same for each insurer. The premium will always be paid in advance. You can choose to pay the premium per month, quarter or year.

What is the first premium?

If you choose to pay the premium monthly, you will pay an initial premium at the outset. This is then premium until the first premium due date. This first premium must be paid within 30 days. Do you not pay the first premium within 30 days? Then there is no coverage from the effective date of the insurance. Damage that has occurred in the period that the coverage was expired is not insured.

If the first premium has not been received by the insurer within 30 days, the insurance will be discontinued. You are then not insured. You will have to pay all administrative costs associated with non-payment. Coverage will be restored one day after all outstanding amounts have been paid.

paying premium caravan insurance

What is the continuation premium?

The continuation premium is the premium you must pay after the first premium on the premium due date. You must pay this within 30 days of the billing date. If you do not pay the premium within this period, all additional charges will also be your responsibility. In addition, there may be other unpleasant consequences. For example, the insurer may discontinue coverage if you have not paid within a certain period. You will still be required to pay the continuation premium and additional charges. Coverage is restored one day after receipt of all
outstanding amounts, if the insurance has not already been terminated by us. Claims that occurred during the period when coverage had lapsed are not insured.

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When do you get the premium back?

If you decide to terminate the insurance, you will receive a refund of the premium for the unexpired term of the insurance. The administration costs will be deducted from this. You will not receive a refund of the premium if, in the event of a claim or when concluding the insurance, fraud, deception or fraudulent intentions were involved.

What is the term of the insurance?

Most caravan insurances have a duration of 1 year. After that year, the caravan insurance can be cancelled daily with a 30 days notice period.

Questions about caravan insurance?

Do you have any questions regarding the cancellation of a caravan insurance? Then please contact us. We are happy to help you! We are available from Monday to Friday between 08:00 and 18:00 on telephone number 088-6883700.

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