When may a caravan insurance policy be changed?
Several things may change during the term of a caravan insurance policy. This can be either in your personal situation or to the caravan. For example, a change of your vehicle on the existing insurance policy. Certain changes must be reported to us. The change(s) may cause the premium to change. It is also possible that the insurance company will charge a mutation fee for a change.
When may I change a caravan insurance policy?
Want to change an insurance policy run through Alpina? You can easily do so online through our website. Click here to report a change.
Some changes are important to report to us, such as:
- A move
- Sale of the caravan
- A change in the use of the caravan
- If you are going abroad with the caravan for a longer period of time (more than 6 months)
When may an insurer apply changes?
It may happen that the premium or conditions of an insurance policy change. This is then the case with insurances of the same type. The premium and/or conditions can be adjusted both in the interim and at the time of renewal. Before a change is applied to (one of) your insurance policies, you will be informed in advance by letter and/or e-mail.
Should the conditions change when you renew your insurance, they will take effect on the first day of the new contract period.
Change during the term of an insurance policy
- In special cases, a change cannot wait until an insurance policy is renewed. These are situations that usually cannot be estimated in advance by the insurance company. Of course, they keep the change in premium and/or conditions as limited as possible.
- If you report above-average claims, an insurance company has the right to increase your insurance premium.
What does that mean for you?
If you do not agree with a change or premium change you can cancel the caravan insurance. After announcing a premium increase, for example, you can cancel or terminate the insurance within 30 days. If you do not cancel the insurance within that period, the changes will also apply to you.
You cannot cancel the insurance if something changes in the law or jurisdiction.
Do you have questions regarding caravan insurance changes? If so, please contact us. We are happy to help you! We can be reached Monday to Friday between 08:00 and 18:00 on telephone number 088-6883700.
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