If your travel companion cancels, are you still covered?
Do you ever go on vacation with a friend? That’s certainly a lot of fun, but have you ever thought about what happens if your friend suddenly has to cancel the trip? In this situation, many people don’t want to go on vacation alone and want to cancel their own trip as well. Does your trip cancellation insurance cover this?
Cancellation Insurance
You can purchase trip cancellation insurance either separately or as part of your travel insurance policy. With trip cancellation insurance, you’ll be reimbursed for costs if you have to unexpectedly cancel a trip or are forced to cut it short. Keep in mind that insurers set a maximum amount that you can be reimbursed for in the event of cancellation. You can choose this amount yourself when you purchase the insurance. It’s also important to note that you must have a valid reason for cancellation to be reimbursed. You can find the valid reasons for canceling your trip in the policy terms and conditions of your trip cancellation insurance.
Valid reasons for cancellation include, for example:
• Death of a close family member
• Divorce
• Involuntary unemployment following permanent employment
• Significant damage to your vacation home
• A medically necessary procedure
• Your travel companion cancels, and you would otherwise have to go on vacation alone
Your travel companion cancels
If your travel companion cancels and you are left on your own, this is usually a valid reason for the cancellation insurance provider to cancel the trip. However, many insurers attach a number of conditions to this. For example, the reason for the cancellation must be valid—and therefore covered by the policy—and the travel companion must be listed on the reservation form. Finally, most insurers will not provide coverage if your travel companion’s cancellation insurance can also be used. You can find the exact conditions set by the insurer in the policy terms and conditions of your cancellation insurance.
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Purchase Cancellation Insurance
On our website, you can easily compare and purchase ongoing trip cancellation insurance policies. Please note, however, that trip cancellation insurance must be purchased no later than 7 days after booking your trip. If you purchase it more than 7 days after booking your trip, the trip will no longer be covered by the insurance. You can, however, still purchase travel insurance right up until just before your trip.
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See also
- Canceling a Trip Due to a Breakup: Will I Be Reimbursed?
- Want a worry-free vacation? Consider getting ongoing trip cancellation insurance!
- Travel worry-free with ongoing travel insurance
- What does travel insurance with worldwide coverage include?
- Vacationing in My Own Country: Do I Need Travel Insurance or Not?
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