800,000+ customers
27 locations
92% recommend us

How can I take out cyber insurance?

Cybercrime is a very rapidly growing form of crime right now. Everyone is affected by technological advances. Cyber insurance offers help if you are a victim of cybercrime. Taking out cyber insurance is not required by law, but it is certainly recommended. With the great increase in digital traffic, the danger of cybercrime will remain present in the coming years. Through www.alpina.nl you can purchase both cyber insurance for businesses and cyber insurance for individuals.

Cyber insurance companies

Cyber attacks unfortunately occur on a daily basis. Yet it seems that many private individuals and companies are insufficiently prepared and do not pay enough attention to the online behaviour of their employees. For companies, a cyber-attack can cause various dangers, such as: theft of data, temporary unavailability of the website, high costs and damage to the company's image. With cyber insurance for businesses, you can cover legal liability, business losses, costs of crisis management and your own losses.

Cyber insurance for private individuals

Just like for businesses, it is also possible to take out cyber insurance for private individuals, a so-called CyberCare Policy. The cover includes all family members living at home. Children under the age of 27 who live abroad are also insured. When you take out private cyber insurance, there is only cover for damage that you suffer as a private individual.

Calculate directly the premium of a cyber insurance for private persons


Take out cyber insurance online

Applying for cyber insurance can be done quickly and easily online. However, there is a difference between applying for cyber insurance for companies and for private cyber insurance. Below we briefly explain how to take out cyber insurance.

Cyber insurance companies

After answering a number of business-related questions and filling in some business details, you will be presented with a premium proposal. You can choose to receive this proposal via e-mail. It is also possible to apply for the insurance directly if you wish.

Taking out cyber insurance for businesses

Private cyber insurance

If you make an online calculation for private cyber insurance, you will see the premium proposal online. You then fill in some personal details. You will receive an e-mail from us with an application form. You should return this application form to us by e-mail. Upon receipt of your application form, we will apply for the insurance with the insurance company. The actual coverage will start after approval of the insurance company.

Taking out cyber insurance for private individuals

What is insured?

  • Assistance (24/7)
  • Computer help
  • Investigation costs into the cause and extent of the incident
  • Assistance with identity fraud
  • Help with removing negative online messages and restoring reputation
  • Reimbursement of costs in cases of identity fraud and breach of privacy (including costs of defence)
  • Compensation for loss of money on account

What is not insured (exclusions)?

There are a number of items excluded from coverage by default in cyber insurance for both businesses and individuals, such as:

  • Intentionally causing damage
  • When committing fraud
  • If the damage is caused by data you have obtained illegally
  • Damage caused by war, looting and governmental action

In addition, the following items are not insured with cyber insurance:

  • Damage that occurred prior to the effective date
  • Damage incurred where a co-insured is a suspect, the perpetrator or co-perpetrator.
  • Damage caused by the lack of appropriate security measures.

In many cases with cyber insurance you have an excess. The excess is the part of the damage that you have to pay yourself every time you have damage. You can find out how high this excess is in the policy conditions.

Do you have questions about taking out cyber insurance? Then please contact us. We will be happy to help you! We can be reached by telephone from Monday to Friday between 08:00 and 18:00 on +31 (0)88-6883700.

How do we work?

We are an independent intermediary. This means that we have no financial or production obligations to any company. And that is a great advantage for you. We are always looking for the product with the lowest premium and the best conditions.


Alpina complies with all the legal requirements of the AFM. For example, we have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

Calculate the premium of a cyber insurance for private persons directly!

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.

get in touch