What is an ART lock?

Most insurers have a security requirement for moped or motorbike insurance. This requirement is set for WA-theft or all-risk coverage. The lock used must be a so-called ART lock.

The ART quality mark has various security levels that are indicated by stars. The star system is simple. The more stars a lock has, the better its security value.

Different categories of ART locks

ART two-wheel locks are divided into categories 1 to 5 with regard to the degree of security against theft.

Of course, a category 1 lock has a lower theft prevention than a lock from a higher category. A category 5 lock has undergone the toughest test in the ART test regulations. A category 5 lock may be required by insurers when storing the motorbike at home. For motorbikes on the move, a category 4 lock will often suffice, as these locks are suitable for taking with you.

Insurance companies often clearly state in the policy conditions - depending on the type of two-wheeler - which category the lock must be in as a condition for obtaining insurance.

ART Class 2 locks

This class is particularly suitable for bikes with or without an auxiliary motor.

ART Class 3 locks

This class is particularly suitable for mopeds.

ART Class 4 locks

This class is particularly suitable for motorbikes.