How much does legal expense insurance cost?

The amount of your insurance premium is influenced, among other things, by your family composition. Are you single with no children? If so, most insurers will charge you a lower premium for your legal expense insurance than they would for a family with children. By specifying your family composition when you take out the policy, everyone in the family is covered, even children who live away from home or parents and in-laws who live with you.

In addition, the costs depend on the deductible you choose. The higher the deductible, the lower your monthly premium will be. Finally, you choose a maximum coverage limit for external costs. In the event of a legal dispute, attorney’s fees may be involved. Many insurers set a limit on the reimbursement of external costs. If you wish to hire your own attorney, the insurer will therefore only reimburse you up to a certain amount. If you want to increase this amount, you’ll pay a higher monthly premium.

What are the average monthly costs?

There are significant differences in the average monthly cost of legal expense insurance. These costs depend entirely on your personal situation. With legal expense insurance, you can choose from various coverage options. The more coverage options you select, the higher the monthly cost will be.

You can choose from various modules, such asConsumer and Housing,Tax and Assets,Work and Income, andTraffic. If you spend a lot of time on the road in your car, for example, you can choose the Traffic module. This ensures you’re covered for disputes that arise while driving. Disputes also frequently arise when buying or selling a home. With the Consumer & Housing module, you’re guaranteed legal assistance for a wide range of consumer matters. Would you like extra peace of mind in case of workplace disputes? Then you can add the Work and Income module. This way, you choose only the modules that apply to you and have control over the final cost of your legal assistance insurance. If you choose just one module, it will naturally be less expensive than if you add three modules.

You can save on the cost of your legal expense insurance by purchasing additional insurance policies on Alpina.nl. We call this a package discount. For example, you can purchase yourhousehold contents insurance,home insurance,liability insurance, and/ortravel insurancetogether with yourlegal expense insurance. The more insurance policies you purchase, the greater your discount. You can pay the premium for legal expense insurance monthly, quarterly, semi-annually, or annually.

Calculate the cost of your legal expense insurance through Alpina

Would you like to calculate the cost of legal expense insurance for your specific situation? You can do so very easily with our online tool. After entering your ZIP code, age, and household composition, you’ll need to make some choices. Which coverage options will you select? How high will the deductible be? How high will the out-of-pocket costs be? You’ll then receive an estimate of the monthly premium. You can easily navigate back and forth within the online tool to add or remove coverage options and compare premiums. This will give you a clear picture of the difference in costs.

Do you have any questions about the cost of your legal expense insurance? Please don’t hesitateto contactus! We’re happy to help. That way, you won’t face any surprises if you find yourself in a legal dispute.