Which cover do you prefer for a motorhome insurance?

When taking out a motor home insurance policy, you have the choice of three different types of cover. Which cover to choose depends on the value of the motor home and the amount of the motor home insurance premium per insurance type. We would like to give you some pointers to find a motorhome insurance that suits your needs.

In the event of damage, you can fall back on the motor home insurance, but not in all cases will you be reimbursed for the damage to your own vehicle. The damage caused by the motor home to others can be claimed on the compulsory third-party insurance. What do the different insurance types mean?

Do you want to go for WA + Limited Casco?

The WA + Limited Comprehensive Vehicle insurance is more expensive than the WA motor home insurance, but it also offers more extensive cover. Besides the legal liability there is also coverage for the following causes of damage:

  • Fire and lightning
  • Theft and burglary
  • Storm damage
  • Hail damage
  • Collision with animals
  • Window breakage

Damage caused by an accident is therefore not insured, unless it is a collision with animals. In case of damage, the insurer will pay the repair costs, but not more than the current market value. This also applies to the most comprehensive camper insurance (WA + full hull).

The WA + Limited Casco motorhome insurance is the best option for your motorhome if only the WA coverage entails a large risk, but if it is no longer possible to opt for the All-Risk coverage (WA + Full Casco).

Opting for the most comprehensive insurance

The All-Risk insurance also offers coverage for your own damage resulting from an accident. But also, for example, in the event of running off the road and skidding, without another vehicle being involved.

It is the most comprehensive cover. You should preferably take out this insurance, but the level of the premium should make it possible. Is this cover still too expensive? Then choose one of the more limited forms of insurance.

Read also:

Calculate the premium of your motorhome insurance directly!

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 27-05-2021

Financially certainly.

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.

Contact us