Does campervan insurance also cover rental?
An RV is usually used recreationally. Chances are you use it only a few times a year, such as for a weekend getaway or an extended vacation during the summer. So for most of the year, the RV sits idle. This is why some people choose to partially rent out their RV. However, there are some things to consider when renting out a motorhome, including motorhome insurance. We'll tell you more at Alpina.nl !
Rentals not standardly covered on motor home insurance
Motorhome rentals are not covered by motorhome insurance by default. So if you already have RV insurance, you will need to update it. You can then take out additional coverage for rental. However, you should take into account a higher premium and possibly a higher deductible. This is because the insurer runs more risk if the motor home is rented out. First, the camper is then used more often than when you only use it recreationally. In addition, they do not know to whom the motorhome is rented. As a result, there is a greater risk of damage or accident. Therefore, you will probably pay a higher premium for your RV insurance. The premium and conditions may vary from one insurer to another, so always check this in the policy conditions.
What else do I need to consider when renting out my motorhome?
Of course, it is not nice to have to pay for a tenant's damages as a landlord. Therefore, it is wise to make sure that you always take pictures of the motorhome. Preferably at two points in time, just before and after the rental. That way you will always have proof if it turns out that damage was caused by the renter. You can also charge a deposit if you rent out the motorhome. In case of damage, you can then use the deposit to cover the excess and no-claim loss.
Get instant motorhome insurance with rental coverage through Alpina!
Are you planning to rent out your RV and wondering which insurer you can turn to? At Alpina.nl wecompare motorhome insurance from different providers, so there's always someone you can turn to. All you have to do is fill in some details about your motor home and indicate that you plan to rent it out. Then you'll get a list of RV insurance policies that match. Once you have found the right insurance at a good premium, you can take out your insurance directly online!
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