What differences are there in motorhome insurance?

Different coverages for motor home insurance

When taking out motor home insurance, you can choose from three different types of cover: Third Party, Limited Comprehensive and All Risks. There are some differences between the three types of cover. A WA motor home insurance is the compulsory basic coverage. With this policy the insurer compensates for damage caused to another person with your motor home. Damage to your own camper is not insured. For this you have to choose an extended coverage. The middle course is WA + Beperkt Casco coverage. This also insures common damages such as damage to your camper caused by lightning, hail, storm, fire, explosion, window breakage, theft and collision with stray animals. The most extensive coverage for your motorhome insurance is the all-risk coverage. With this cover you are also insured for damage to your own motorhome as a result of an accident. Even if this damage is your own fault.

Third-party insurance is the cheapest insurance, but also the most limited. For an older motorhome with limited value, third party insurance is often the best choice. For new or high value motorhomes you better choose a more extensive coverage.

Get instant motorhome insurance through Alpina

We recommend you to compare motor home insurances with our handy online comparator. This way you can easily and quickly see the differences between the various motor home insurances. You fill in some information about your motor home and subsequently you will get a handy overview of all providers that match your wishes. When you have found the right insurance for your RV, you can directly apply for it online!