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What differences are there in motorhome insurance?

Although RV insurance policies from different providers are broadly similar, the premiums and policy terms can still differ greatly from one another. Moreover, there are also differences in the coverages you can take out for your RV insurance. At , we explain the differences between RV insurance policies and how to choose the one that best suits your RV.

Motorhome insurance? Calculate your premium!

differences in motorhome insurance

Several factors that play a role when comparing motorhome insurance

By comparing motor home insurances you will find out which insurer is best for insuring your motor home. There are a number of factors that determine the premium:

These factors are different for everyone. So what is the best insurance for your neighbour's motorhome may not be the same for you. You can fill in all details in our online comparison tool. This will show you in a few minutes which motor home insurance policies are best suited to your personal situation.

Motorhome insurance? Calculate your premium!

Different coverages for motor home insurance

When taking out motor home insurance, you can choose from three different types of cover: Third Party, Limited Comprehensive and All Risks. There are some differences between the three types of cover. A WA motor home insurance is the compulsory basic coverage. With this policy the insurer compensates for damage caused to another person with your motor home. Damage to your own camper is not insured. For this you have to choose an extended coverage. The middle course is WA + Beperkt Casco coverage. This also insures common damages such as damage to your camper caused by lightning, hail, storm, fire, explosion, window breakage, theft and collision with stray animals. The most extensive coverage for your motorhome insurance is the all-risk coverage. With this cover you are also insured for damage to your own motorhome as a result of an accident. Even if this damage is your own fault.

Third-party insurance is the cheapest insurance, but also the most limited. For an older motorhome with limited value, third party insurance is often the best choice. For new or high value motorhomes you better choose a more extensive coverage.

Get instant motorhome insurance through Alpina

We recommend you to compare motor home insurances with our handy online comparator. This way you can easily and quickly see the differences between the various motor home insurances. You fill in some information about your motor home and subsequently you will get a handy overview of all providers that match your wishes. When you have found the right insurance for your RV, you can directly apply for it online!

Calculate the premium for a motorhome insurance directly!

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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