Is the load on my trailer insured?

How can I insure my trailer load?

With a trailer insurance, damage to the cargo of your trailer is not standardly covered. Moreover, not every insurance company covers damage to the cargo with trailer insurance. In some cases the cargo can still be insured. Think for example of transporting a boat. If damage occurs to your boat in the boat trailer, for example because you accidentally hit a bollard, it might be covered with your boat insurance. This does depend on the coverage you have taken out. With a WA boat insurance this kind of damage is not covered. If you have limited casco or all-risk boat insurance, the insurer may compensate the damage.

Trailer with business cargo: what is insured?

Do you use a trailer behind your business van? Then it is possible to insure the trailer load. For this you can take out the additional coverage for your own transport insurance. However, there are often a number of conditions attached to this. For example, it must be an enclosed trailer. Also, the trailer must often be in a locked space between certain times, for example between 20:00 and 08:00. These conditions may differ per insurance company. So always check this carefully in your insurance policy conditions, so that you know for sure that your cargo is properly insured.

Take out trailer insurance directly on Alpina\.nl

Damage you cause to another person with your trailer is covered under your third-party vehicle insurance. However, damage to your own trailer is not co-insured. For this you can take out trailer insurance. At Alpina\.nl, you can insure your trailer in just 5 minutes.

Do you have any questions? Then please do not hesitate to contact us! We can be reached by phone from Monday to Friday from 08.00 to 18.00 at 030 - 688 37 00. You can also send us a message via chat, WhatsApp or Messenger.