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Can I insure my trailer against theft?

Insuring a trailer is not compulsory. A trailer is covered by the insurance of the towing vehicle. If you cause damage to another person with your trailer, the other party can recover the costs from the WA coverage of your car insurance. However, this does not cover damage to your own trailer. For this you have to take a separate insurance. With a special trailer insurance you can insure your trailer against theft or damage caused by fire, burglary or collision.

Calculate the premium for trailer insurance!

trailer theft insurance

Trailer insurance against theft

With a trailer insurance you can insure your trailer against theft. This also applies to a boat trailer or horse trailer. Theft of a trailer occurs more often than you might think. Especially trailers with a weight up to 750 kg are popular with thieves. These are not registered, so they cannot be traced in case of theft. Therefore it is good to be well insured in case of theft. Without trailer insurance, damage to and theft of your trailer is not insured. It is also important to secure your trailer, for example with a good lock or a GPS tracker.

Calculate the premium for trailer insurance!

What is covered?

A trailer insurance has an all-risk casco coverage. This means that the following damages are all covered:

  • Damage due to burglary
  • Theft of the trailer or parts of the trailer
  • Damage by fire, explosion, lightning or short circuit
  • Damage by storm or hail
  • Collision damage

With most insurers, the cover applies both when the trailer is on the road and when it is parked. You can find out how this works with your insurer in the policy conditions. Of course you must have taken measures to secure the garage properly.

When to insure a trailer against theft?

Without trailer insurance, only liability damage is covered under the third-party insurance of your car insurance. If you also suffer damage to your own trailer, this is not covered. Therefore it can be wise to insure your trailer separately. You are not only insured for theft of the trailer, but also for several damages like fire and storm. Trailer insurance is often taken out for trailers with a high current value.

Insure your trailer against theft directly through Alpina

At Alpina\.nl, you can easily insure your trailer against theft and other damages. Remember to compare different trailer insurance policies in advance. With our online comparer, you can calculate the insurance premium and then take out the insurance directly. You can do this 24 hours a day, 7 days a week. Do you still have questions? Then be sure to contact us. Our insurance specialists know everything about insuring a trailer. You can reach us by phone from Monday to Friday from 8 a.m. to 6 p.m. at 030 - 6883700. You can also send us your question at any time via chat, WhatsApp or Facebook.

Calculate the premium of your trailer insurance directly!

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