Insure your pleasure yacht easily and quickly

Insuring a boat is not mandatory in the Netherlands. Nevertheless, it is often recommended, especially for a beautiful and expensive boat like a pleasure yacht. It is wise to have at least a WA boat insurance, so you are insured for damage you cause to another person with your boat. For example, if you accidentally sail into another boat causing it damage. Repair costs for damage to a boat can sometimes be substantial.

Are you hesitating because of the insurance premium? TPL boat insurance does not have to cost a lot. You already have third-party insurance for €60 per year, depending on your boat and situation. Wondering what it costs to insure your pleasure yacht? Then calculate the premium directly.

Just now we already gave an indication of the premium for third-party boat insurance. But on what factors does the premium for pleasure yacht insurance actually depend? When calculating the premium, an insurer looks at the following factors:

• The type of boat
• The boat's engine
• The coverage you choose
• Any claim-free years you have accumulated with past boat insurance
• Any membership in a water sports association

A pleasure yacht is a luxury and often expensive boat. Therefore, you may want to consider WA+ or All-risk insurance. This also insures you for damage to your own boat. Of course, more extensive coverage is also more expensive, but often this is disproportionate to the cost in the event of damage.

When insuring your pleasure yacht, you have a choice of three different coverages for your boat insurance, namely:

Third-party insurance

With third-party coverage, your boat is insured for damage you cause to other people's boats. Do you accidentally sail into another boat and is that boat damaged as a result? If you are WA insured, you will be compensated for this damage by the insurer. Otherwise you have to pay the costs yourself. Is your own boat also damaged? This is unfortunately not compensated with only third-party insurance. To get this damage compensated, you need an all-risk boat insurance.

WA limited casco

The WA limited casco coverage is also called a WA+ coverage. This also insures your boat for damage caused by fire, auto-ignition, explosion, joyriding, storm and hail. In addition, you are also insured for damage to the contents of your boat.

All-risk/WA full hull

All-risk boat insurance is the most complete form of coverage. With all-risk insurance, in addition to the above-mentioned damages, you are also insured for damage to your own vessel, even if you caused it yourself. For example, did you collide with the dock while mooring the boat? Then an all-risk insurance covers the repair costs to your boat.

Getting boat insurance only takes a few minutes. With our handy online tool, you can easily compare boat insurance policies. Once you have found the right boat insurance, you can purchase it directly online. Do you still have questions? Then feel free to contact us! You can ask your question by phone at 030 - 688 37 00. We are available Monday to Friday from 8 a.m. to 6 p.m.. You can also send us a message via chat, WhatsApp or Messenger.