What are the advantages of a moped insurance with third-party liability?
Unfortunately, mopeds are often stolen. Locks are cut, they are thrown on the back of a trailer or in a van, or mopeds are even stolen from gardens. This is very annoying: often a (nice) moped has been a considerable investment. With a moped insurance WA Theft you can be covered for theft. But let's start at the beginning...
Which cover suits you?
Which cover suits you?
Third-party liability (mandatory)
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own mopedi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
WA Theft and Fire
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own mopedi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
WA Theft, Fire and Collision
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be reimbursed, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own moped that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own mopedi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Third-party insurance obligatory, Theft coverage additional
Why is there a WA Theft moped insurance? This has to do with the compulsory nature of the Third Party Liability (WA). Every moped owner has to take out a WA moped insurance. With only this WA insurance, you are covered against damage you cause to others. Is your moped stolen? Then the insurer can do nothing for you...
What to consider when taking out moped insurance WA Theft coverage?
Do you want to be sure to receive money from the insurer when your moped is stolen? Then a WA Theft insurance is the solution. This means that you have the obligatory WA-coverage anyway and in addition you are insured against theft. In most cases, this does not only include the theft of the scooter itself, but also the accessories (an expensive saddle or beautiful mirrors, for example). It is very important that you take into account a strict requirement that many insurers make: you are expected to have a certain duty of care. This means that the insurer will only pay out after the theft if you can prove that you did everything possible to prevent the theft. You need to be able to prove that you have locked the moped with a (at least) category 3 ART security lock. When you report a stolen moped to your insurer, you are expected to report it to the police. Did you properly adhere to the policy conditions? Then you will receive the current value of your stolen moped.
Is the premium much higher with WA Theft Moped Insurance?
The premium of a WA Theft moped insurance (also called limited casco) is quite a bit higher than a normal WA insurance. So the question is in what situation it is advantageous for you to take out a third party insurance for mopeds. If you have bought a brand new scooter, it is often good to take the extra theft coverage. Are you buying an old model, second hand? Then the extra coverage might not be necessary. On the other hand, your premium will be lower, if the value of your scooter is lower!
Get your moped insurance cheap and fast at Alpina: instant provisional coverage!
Want to get moped insurance on the cheap? Then you have come to the right place at Alpina. Easily calculate your moped insurance premium so you know what your gross premium will be. Do you have any questions about the moped insurance? Then you can always contact our staff. At Alpina, we are moped insurance specialists. So we can help you well with questions about the WA Theft moped insurance.
How do we do it?
Financially certainly.
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