How can I calculate the insurance premium for a car without a license plate number?

Step 1: Enter some information about your car

When you go to our online comparison tool, you’ll be asked right away for your car’s license plate number. If you don’t know it, you can check the “I don’t know” box. A menu will then automatically appear where you can enter all the details about your car, such as the make and model, yourself. You’ll also need to enter your ZIP code, house number, and date of birth. Next, enter the number of claim-free years you’ve accumulated. The more claim-free years you’ve accumulated with previous auto insurance policies, the larger your premium discount will be. If you don’t know exactly how many claim-free years you’ve accumulated, we can provide an estimate for you online. We do this based on a few short questions. That way, you don’t have to look everything up right away if you just want to calculate your premium.

Step 2: Choose your coverage: Liability, Liability+ or Comprehensive

The next step is to choose coverage for your auto insurance. You can opt for third-party liability auto insurance, which only covers you for damage to another person’s property for which you are liable, or a morecomprehensive auto insurance policy. With limited comprehensive coverage, you’re insured for damage caused by fire, storms, and theft, among other things. If you opt for comprehensive car insurance, you’re also covered for damage to your own car caused by your own fault. The best coverage for you depends on your personal situation and the current market value of your car. By comparing policies, you can easily see the price differences for each coverage option.

Step 3: Select additional coverage

You can supplement the basic coverage of your auto insurance with additional coverage options. This allows you to customize your auto insurance policy to suit your personal situation. You can choose from the following additional coverage options:

• Passenger Accident Insurance
• Passenger Injury Insurance
• Legal Expense Insurance for Claims
• Legal Expense Insurance for Motor Vehicles
• Breakdown assistance

The more additional coverage you purchase, the higher the premium.

Step 4: Calculate the premium for your car without a license plate number

After entering all your information, you can start comparing different auto insurance providers. You’ll get a handy overview of all the providers that match your information and preferences. You’ll also see an estimate of the premium right there. When comparing insurance policies, however, don’t focus solely on the premium amount—also consider the coverage and policy terms. That way, you can be sure your car is properly insured and that any claims will be handled quickly by your insurer.

Calculate your car insurance premium right away with Alpina!

Don't have your license plate number handy, but still want to get an estimate? No problem. Even without a license plate number, you can calculate the premium for your car on Alpina.nl. Do you have any questions, or would you prefer to take out insurance with one of our insurance specialists? Please don’t hesitate to contact us! You can reach us by phone at 088 – 6883700 or send us a message via chat, WhatsApp, or Messenger.