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Car Insurance Calculator

Car Insurance Calculator

Now with free recovery service
  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
Insurance assessment

Calculating the premium for a car insurance policy sounds complicated, but it is not. We explain the steps you need to take.

What do you need to compare car insurance?

We have made calculating car insurance premiums easy. To calculate via you only need the registration number of your car and the number of accrued claim-free years. Of course, you will need to enter more for an accurate calculation, but you will know the rest of the answers by heart.

Step 1. Fill in the basic data

Already on the first page of our comparator, you are asked for your license plate number and the number of years without claims. By also filling in your postal code, house number and date of birth, the various insurers can be compared with each other.

Step 2. Choose the desired coverage

When calculating the premium, choose the desired coverage. Do you still hesitate between two types of cover? You can still choose a different cover further on in the comparison. The three types of insurance are:

Step 3. Additional questions on how you use the car

Insurers estimate the risk. The number of kilometres that you drive per year with the car plays a role in this. More kilometres means a higher risk for the insurer. Also when the car is used for business purposes, the risk increases. In addition, not all insurers are willing to insure business cars. If the car to be insured is a second family car, there are possibilities to negotiate an extra discount.

Step 4. Questions focused on damage-free driving

The following questions should clarify the discount possibilities. If, for example, you have driven a lease car in the last three years, you can get an extra discount with a lease declaration which shows that you have not caused any damage. We can take over the accumulated claim-free years from your previous insurer.

Step 5. See how much you can save

The calculation is done. The results show which insurer comes out best in the comparison. You can now request a quote from one or more insurers. You can also choose the 'Continue' option and select any additional insurances. Behind the green exclamation mark, you will find further information about the additional coverages.

Are there any fees when taking out car insurance?

Yes, for most insurance policies you will be charged a one-off fee of €13.36. Subsequently, you will be charged the quoted premium on a monthly or annual basis. In the event of a claim, an excess may be payable. You may regard this as a cost in the event of a claim.

Save extra on the premium

Do not blindly choose the most comprehensive cover. All-risk car insurance is the most comprehensive insurance, but it is probably too expensive for older cars with a low current value. The premium is based on the new value of the car, but in case of damage it is based on the current value.


Car insurance benefits at

Immediate coverage possible, 24/7

You can calculate and take out car insurance 24 hours a day, 7 days a week. In most cases, you get coverage immediately so you can get your car on the road quickly.

Close within 5 minutes

When you take out a car insurance policy online, you want cover immediately. That's why you can see where you stand. You can insure your car within 5 minutes. You can choose your own cover and excess, so you never pay too much. Your application will be reviewed immediately and will take effect when you wish.

Money back guarantee! 14-day cooling-off period

When you take out car insurance with us, you have a 14 day cooling off period. This means that you can cancel the insurance policy within 14 days without having to give reasons.

How do we work?

We are an independent intermediary. This means that we have no financial or production obligations to any company. And that is a great advantage for you. We are always looking for the product with the lowest premium and the best conditions.


Alpina complies with all the legal requirements of the AFM. For example, we have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

If you have coverage for windscreen damage, you can call in a windscreen repairer who is listed on your green card. In most cases the glass repairer will settle the claim with your insurance company.

Click here to report a claim online.

Report a change

Do you want to change your car insurance or has something changed in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

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Calculate online the premium for a cheap car insurance!

Now with free recovery service
  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.

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