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When can a caravan insurance policy be changed?

During the term of a caravan insurance policy, various matters may change. This can be in your personal situation as well as in the caravan. For example, a change in your vehicle on the existing insurance policy. You have to report certain changes to us. Due to the change(s), the premium may change. It is also possible that the insurance company will charge mutation costs in case of a change.

When can I change a caravan insurance?

Want to change an insurance policy run through Alpina? You can easily do so online through our website. Click here to report a change.
Some changes are important to communicate to us, such as:

  • A relocation
  • Sale of the caravan
  • A change in the use of the caravan
  • If you go abroad with the caravan for a longer period of time (more than 6 months)

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When may an insurer apply changes?

It may happen that the premium or conditions of an insurance policy change. This is then the case for insurances of the same type. The premium and/or conditions can be changed both in the interim and upon renewal. Before any change is applied to (one of) your insurance policies, you will be informed in advance by means of a letter and/or e-mail.

If the conditions change when you renew your insurance, they will take effect on the first day of the new contract period.

Change during the term of an insurance policy

  • In special cases, a change cannot wait until an insurance policy is renewed. These are situations which the insurance company usually cannot estimate in advance. Of course, they keep the change in premium and/or conditions as limited as possible.
  • When you report an above-average number of claims, an insurance company has the right to increase the premium of your insurance.

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What does that mean for you?

If you do not agree with a change or a change in premium, you can cancel the caravan insurance. After the announcement of e.g. a premium increase, you can cancel or terminate the insurance within 30 days. If you do not cancel the insurance within that period, the changes will also apply to you.

You cannot cancel the insurance if anything changes in the law or jurisdiction.

Do you have any questions about changing your caravan insurance? Then please contact us. We are happy to help you! We are available from Monday to Friday between 08:00 and 18:00 on telephone number 088-6883700.

Calculate the premium of your caravan insurance directly!

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