When can a caravan insurance policy be cancelled?
You can terminate or cancel a caravan insurance for several reasons. When selling the caravan you can terminate the insurance on the date of sale. You can also terminate the insurance on the expiry date. For caravan insurances this is usually after one year. Another reason to cancel your insurance can be a premium increase. After announcement of a premium increase, you can cancel or end the insurance within 30 days.
How do I cancel the insurance?
Want to cancel an insurance policy that runs through Alpina? You can do so easily online through our website. Click here to cancel your insurance. If your current insurance does not run through Alpina, you can use our free cancellation service. This allows you to cancel an insurance policy with your current company and take out a new one at alpina.nl.
How long in advance?
It is possible that insurers will charge costs for terminating an insurance policy prematurely. These costs differ per insurer. As of 1 January 2010, an insurance policy can be terminated on a daily basis after the first 12 months, with a notice period of 1 month.
For consumers who want to be able to switch insurers easily, this arrangement is much more favorable. For example, you no longer have a long contract term and can cancel and switch whenever you wish.
Taking out caravan insurance? Calculate your premium!
What is the term of the insurance?
Most caravan insurances have a duration of 1 year. After that year, the caravan insurance can be cancelled daily with a 30 days notice period.
When can an insurer cancel an insurance policy?
In some cases, an insurer may cancel the insurance itself. This is possible in the following situations, among others:
- If, when taking out the insurance or reporting a claim, there is evidence of (attempted) fraud or deception.
- If you incur more damage than average or change the cover
- If, after payment reminders, you do not pay the premium
- If you have provided incorrect information when taking out the insurance
- In the case of not having a permanent place of residence or abode
- When moving abroad
- Per main premium due date
- In the event of non-compliance with your obligations
An insurer will not do this lightly and will inform you in advance (several times).
Do you have any questions regarding the cancellation of a caravan insurance? Then please contact us. We are happy to help you! We are available from Monday to Friday between 08:00 and 18:00 on telephone number 088-6883700.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
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