Travel worry-free with ongoing travel insurance

Medical

With this optional coverage, you are insured for the costs of emergency or unexpected medical treatment, in addition to your health insurance. Please note: You must have valid Dutch health insurance. The voluntary deductible under your health insurance is not covered.

Luggage

You are insured against damage, loss, and theft of your luggage. You can choose from the following coverage amounts: €1,000, €3,000, or €5,000 per insured person, or €2,000, €6,000, or €10,000 for all insured persons. For luggage that is no more than 1 year old, the replacement value will be reimbursed. If your luggage is older than 1 year, the current market value will be reimbursed.
In addition, the replacement of travel documents is covered. There is no maximum limit or deductible for this coverage.

Unusual Sports

You are insured for damage incurred while participating in winter sports, mountain sports, air sports, or high-risk water sports (such as rafting). Sledding, ice skating, cross-country skiing, and scuba diving are covered as standard. Were you unable to use prepaid ski passes, ski lessons, or rented ski equipment due to the damage? This damage is also covered.

You'll receive assistance if your vehicle breaks down or if the driver becomes incapacitated while abroad. The vehicle can be a car, motorhome, motorcycle/scooter, travel trailer, folding trailer, or trailer.

Some insurers require a completed claim and cancellation form. You use this form to report an accident, cancellation costs, or property damage.

Download the travel and cancellation insurance form (PDF) to fill it out.

You will receive a benefit in the event of death or permanent disability resulting from an accident that occurs during the trip. In the event of death, €25,000 will be paid out, and in the event of permanent disability, up to €75,000 will be paid out, depending on the degree of disability.

Have you booked a trip but are unexpectedly unable to go? This coverage reimburses you for any expenses you’ve incurred that are non-refundable. You’ll also receive reimbursement if you have to cut your trip short or are hospitalized during your trip. You’ll also receive compensation if your outbound trip is delayed by more than 8 hours. Please note: this insurance only applies to certain events. These include death, serious illness, or a serious accident—including those involving first- or second-degree relatives, a legal representative, or a housemate—as well as involuntary termination, damage to your home, or divorce. You can choose an insured amount per person per trip of €750, €1,500, or €3,000.

By default, you are only covered for personal travel. With this optional coverage, you are also covered for trips you take for work. Volunteer work or an internship while pursuing a full-time degree is covered by default.

You can include your sports equipment in your coverage up to a maximum of €2,500 for all insured individuals combined per trip. This amount is in addition to the insured amount for your luggage.

You can insure your money up to a maximum of €500 per trip. “Money” refers to valid forms of payment, such as coins, bills, and checks.

Travel within the Netherlands

If you are traveling within the Netherlands, you are only covered if you stay at least one night for a fee during your trip. You are not covered within the Netherlands when visiting family or friends. A trip to your own (vacation) home, a permanently parked trailer, a boat at a permanent berth, or your own motorhome is also not covered.

Own risk

You can choose your own deductible: €0, €75, or €150. The higher your deductible, the lower your premium. The deductible applies to damage to your luggage or sports equipment.

Maximum travel time

Your trip may last up to 60 days (standard coverage). You can extend this to 90 or 180 days.

If something goes wrong while you're traveling and you need urgent assistance due to a breakdown, an accident, or hospitalization, you can call the Emergency Assistance Center 24 hours a day. If you don't call and end up with unreasonably high costs, for example, you may not be reimbursed for all of them.

When you apply for insurance or file a claim, you’ll need to answer some questions. You must answer these questions honestly. You must also do everything you can to prevent and minimize damage. Report any damage as soon as possible! It’s also important to let us know if anything changes.

You can easily compare insurance policies on our website. After entering a few details, you’ll see a selection of insurance policies tailored to your needs, along with their premiums and policy terms. You can compare these options. Once you’ve found a policy that suits you, you can purchase it right away. If you’re having trouble or have any questions, you can always reach us by phone at 088 – 688 37 00. We’re happy to help.