All-Risk cover in mobility scooter insurance

When insuring your mobility scooter, you can choose between various types of cover. The all-risk insurance offers the most extensive coverage. This form of insurance is especially recommended for a new mobility scooter, but also for an older mobility scooter, the all-risk coverage can often be out.

When there is damage to your mobility scooter, it just has to be well arranged. With the all-risk mobility scooter insurance , you have made the right choice. In case of damage, for example by an accident, the insurer reimburses the repair costs. Even if the damage is caused by the other party. In that case, the insurer recovers the damage from the person who caused it. But you do not have to wait for that. You can have the damage repaired immediately. Is repair not possible because the mobility scooter is too badly damaged? Then you get the daily value paid. With the paid out amount you can buy another mobility scooter.

Compare mobility scooter insurance? Calculate your premium!

Where should I insure my mobility scooter?

You cannot turn to any insurer for insurance. This is because most insurers do not offer mobility scooter insurance. You can look for an insurer yourself, but you can also search for the best suitable insurance through Alpina.nl. We compare motor vehicle insurance and, of course, we include mobility scooter insurance. Through our online comparison tool you can calculate within a few minutes what the insurance will cost you. Before you start using your mobility scooter, the vehicle must be insured. You will receive an insurance plate at home from the insurance company. This must be attached to the back of the mobility scooter.

Opting for a cheaper form of insurance

The all-risk mobility scooter insurance is not always the best choice. For a mobility scooter with a value of only a few hundred euros, one of the two cheaper insurance forms can be a better choice. The cheapest is the third party insurance. Keep in mind that this insurance only compensates damage caused to others. The other option is third party liability + theft. In addition to the liability damage, your insurer also offers coverage if the mobility scooter is stolen or if the vehicle is damaged by theft or attempted theft.

When to choose the all-risk insurance?

Especially for a new mobility scooter, more limited coverage is not recommended. After all, you want to be reimbursed for an expensive mobility scooter if it is stolen. You also want a benefit in case of an accident that allows you to get the damage to the mobility scooter repaired again. Basically, you should preferably insure your mobility scooter on an all-risk basis, unless this makes the premium unreasonably high. When comparing on Alpina.nl you can easily understand what the difference in premium is.

Compare mobility scooter insurance? Calculate your premium!

Which type of insurance do you choose?

In addition to the compulsory WA mobility scooter insurance, you have a choice of two more extensive coverages:

• WA
• All-risk (WA hull)

There are only a few insurers who offer insurance for the mobility scooter. The third-party liability insurance (WA) is compulsory. Especially for a new mobility scooter and for older vehicles with a high daily value, the WA insurance is too limited. For these motor vehicles, you can also choose WA-casco(all-risk). The WA-casco (or all-risk) offers the most extensive coverage and compensates almost all damages.