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Am I still insured with my souped-up mobility scooter?

A mobility scooter is made for low speed. But if you travel some longer distances, it may be nice that your mobility scooter can go a bit faster. You might be wondering if it is possible to speed up a mobility scooter? What about your mobility scooter insurance? Are you actually insured when your mobility scooter is souped up? Firstly, it depends on your mobility scooter or it is possible. In addition, there are also just legal rules where you should keep.

Can I boost my mobility scooter?

There are various types of mobility scooters on the market. The speed of a mobility scooter depends on the model and type. For example, a mobility scooter that is only used indoors will go slower than a mobility scooter that is also used outdoors. Generally speaking, it is not possible to increase the speed on most mobility scooters. Often the software of the control unit does not allow this. Fitting larger sized tyres is not always possible either. The consequences for safety, maximum carrying capacity and the maximum gradient must also be taken into account. If it is possible to feed them, do not expect miracles. It is only a matter of 2 to 3 km/h.

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Upgraded mobility scooter: am I still insured?

We can be very brief about that. The answer is: No. Accelerated mobility scooters are not insured. Even if you have a WA coverage for your mobility scooter. If you cause damage and it appears that your mobility scooter is souped up, then the insurer will not pay the damage. The damage that you cause is not covered. Do you cause damage to another with your scooter? Then the insurer of the other party can recover any damages from you. In the policy conditions you can also read in which cases you are insured or not.

Statutory rules mobility scooter

For driving a mobility scooter, you have to comply with certain traffic regulations, just like all other road users. So there are also for mobility scooter maximum speeds determined by law. On the pavement you may drive 6km / h with your scooter. On the cycle track, this is 30km/h and on the carriageway a maximum of 45km/h.

 

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Is it a good idea to upgrade your mobility scooter?

Tuning up a mobility scooter can therefore have major consequences for your insurance. In almost all cases, you will not be insured when you drive with damage with your souped-up mobility scooter. In addition, a mobility scooter is designed for a certain speed. This can make the scooter just dangerous. Think for example of the brakes that function insufficiently at high speed. There may also be earlier problems with the battery which may affect the performance of the mobility scooter. All in all, the benefits of boosting a mobility scooter do not outweigh the negative consequences.

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