800,000+ customers
27 locations
92% recommend us

How to choose the right motorbike insurance for your Harley?

A Harley Davidson is one of the most iconic motorbikes you can ride. Everyone instantly recognises Harley Davidson's own style. In addition, these motorbikes are known for the long touring trips they are used to make. That is why quality is of paramount importance at Harley Davidson. However, this is also reflected in the price. The average (new) Harley starts at a price of around €10,000. It is understandable that you want this purchase to be well protected.

But which insurance is best for your Harley? In this blog, Alpina explains which motorcycle insurance is best for your Harley Davidson.

 

Motorbike insurance harley

Why a motorbike insurance for your Harley?

Motorbike insurance is primarily taken out to protect yourself against high costs. When you cause an accident, someone else may suffer a lot of damage. The costs for this damage will be recovered from you. When you are insured, your insurer will compensate the damage you cause to another person. Damage to your own Harley you will have to pay in principle yourself.

You do not want to be responsible for the damage to your own Harley? Then you can take out an All-Risk insurance. This insurance will also cover the damage you caused to your own Harley. This in contrast to the WA and WA Limited Casco insurance. These two insurances only compensate the damage that is caused by another person or which is caused by theft or fire damage.

In addition, without taking out at least third-party insurance, you may not ride your Harley on public roads. In fact, this insurance is required by law.
Take out motorcycle insurance? Calculate your premium!

The best motorbike insurance for your Harley

Now that you know which insurances there are, it is important to know which one fits your Harley best. The insurance you choose depends on a number of points, which will be explained below.

Age and value of your Harley

The choice of insurance often depends on the age of the Harley. For new models, an All-Risk insurance is usually taken out, because of the higher value of the motorbike. An All-Risk insurance is considerably more expensive than a third-party insurance. Older models are only insured All-Risk when the value of the Harley is high enough.

 

Using your Harley

How you use your Harley may play a part in your choice of insurance. When you use your Harley little to not, you run less risk on an accident, than when you use your Harley almost every day. In case of frequent use, it is advisable to take out an All-Risk insurance.

 

Get your Harley insurance through Alpina

Do you want to get insurance for your Harley? Then you have come to the right place at Alpina. At Alpina you always get the most complete insurance for the right price. You can easily have your premium calculated by using the online tool. Do you have any questions about insurance? Please contact us or request a no-obligation quote.

Calculate the premium of your motorbike insurance directly!

Now with free recovery service
  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here today until 18:00

get in touch