Scooter insurance WA + theft, fire and collision
The most comprehensive scooter insurance is the third-party liability + theft, fire and collision. This insurance is most similar to all-risk insurance as we know it from car insurance.
If you want the most complete coverage for your scooter, choose this coverage. It is the most expensive of the four forms of insurance, but by comparing you can select the cheapest insurer, and still have a wide coverage for your scooter.
Your scooter insurance coverage.
Third-party liability (mandatory)
- Damage to others
- Theft and fire damage
- Damage to own scooter
WA Theft and Fire
- Damage to others
- Theft and fire damage
- Damage to own scooter
WA Theft, Fire and Collision
- Damage to others
- Theft and fire damage
- Damage to own scooter
Third party liability + theft, fire and collision coverage
The abbreviation WA stands for mandatory third-party liability coverage. The biggest advantage of the insurance form WA + theft, fire and collision over the three more limited coverages is the collision component. In the event of damage caused by your fault, the other party is compensated from the third-party coverage. In this form of insurance, if you are at fault, you will also be paid for the damage to your own scooter.
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When to choose third-party liability + theft, fire and collision insurance
For new scooters, this cover is chosen as standard. Also when buying a second hand scooter of only a few years old, you should not settle for a more limited coverage. One little error of judgement can cause damage. It is very frustrating if you do not get your own damage compensation. Even for older scooters with a high daily value, this coverage can make sense.
Keeping the premium low
By not choosing the first insurer you can save a lot of money. By making an online comparison, you will know what you are spending on premiums with the various insurers. In the course of the years the premium can decrease even more, because you build up damage free years. These entitle you to an extra discount on the scooter insurance. After the scooter insurance has been in force for one year, you can compare again and possibly save by switching over.
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