What does a WA theft, fire and collision scooter insurance cover?
The most comprehensive scooter insurance is WA + theft, fire and collision. This insurance most resembles the all-risk insurance as we know it from the car insurance.
If you want the most complete coverage for your scooter, choose this coverage. It is the most expensive of the four forms of insurance, but by comparing you can select the cheapest insurer, and still have a wide coverage for your scooter.
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When to choose WA + theft, fire and collision?
For new scooters, this cover is chosen as standard. Also when buying a second hand scooter of only a few years old, you should not settle for a more limited coverage. One little error of judgement can cause damage. It is very frustrating if you do not get your own damage compensation. Even for older scooters with a high daily value, this coverage can make sense.
Keeping the premium low
By not choosing the first insurer you can save a lot of money. By making an online comparison, you will know what you are spending on premiums with the various insurers. In the course of the years the premium can decrease even more, because you build up damage free years. These entitle you to an extra discount on the scooter insurance. After the scooter insurance has been in force for one year, you can compare again and possibly save by switching over.
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