Insuring the Tesla Model 3

Do you want to insure a Tesla Model 3? Then you should not look for just any car insurance company. The Tesla Model 3 requires specific knowledge of the insurer and its repairers. The Tesla Model 3 is a special car, so you need tailor-made car insurance. We will help you find the right insurance!

Safety is central to the design of the Tesla Model 3. Thanks to improved road holding and aerodynamics, the top speed of the Model 3 is no less than 261 kilometres per hour. You can drive from 0 to 100 kilometres per hour in just 3.4 seconds. This model is fully electric, so you will never have to fill up with fuel again.

Can I insure my Tesla Model 3 with a standard car insurance?

Insurers have standardised car insurance policies. However, a Tesla is not a standard car. Therefore, insuring a Tesla Model 3 requires customisation. Most repair shops that insurers work with are not equipped with the parts for a Tesla Model 3. In the event of a damage, you want to be able to rely on the craftsmanship of the damage repairers. That is why you should look for an insurer with knowledge of insuring a unique car like a Tesla. This way you can be sure that your Tesla is in good hands in the event of damage.

Why take out Tesla car insurance for my Tesla Model 3?

A Tesla is a unique and very specific kind of car. For example, a Tesla must be connected to an emergency call centre. And if you have damage, it is best to go to a specialist who knows about Tesla cars. Most insurers have agreements with a number of damage repair companies. If they do not understand Tesla, chances are you will have to pay part of the cost yourself. If you take out a Tesla car insurance, you will not have this problem. Moreover, Tesla car insurance works with the new value scheme. In case of a big damage, the first few years the new value is used instead of the current value. You will also find less strict security requirements in the Tesla car insurance. With many insurers you pay an extra high premium if you drive many kilometres per year with the car. In the special insurance, this is not the case.

What cover should I choose for my Tesla Model 3?

With a car insurance you can always choose from WA, WA + Limited Casco or All Risk coverage. You are obliged to take out a WA car insurance. In principle you could choose for WA or WA+ coverage, but we do not recommend that. A Tesla is a special car and has only been available in the Netherlands for a few years. They are therefore still relatively young cars. Moreover, a Tesla is expensive and has a high value. If you only have WA or WA+ insurance, liability damage to your own car is not covered. In that case, you will have to pay these costs yourself. The Tesla Model 3 is too expensive to be insured on a limited basis. Therefore we recommend you to choose an all-risk insurance.

What do I need to insure a Tesla Model 3?

At Alpina.nl we have made buying car insurance very easy. Based on the license plate number, we can already find out some information about your Tesla Model 3. Then you will be asked how you use the car, how many accumulated claim-free years you have and you have to fill in some personal data. Then within a few minutes you can get a good and also cheap car insurance. You can also insure your Tesla Model S or Tesla Model X with us.

What should I look for in insuring a Tesla Model 3?

When insuring your Tesla Model 3, you should make sure that you choose the right coverage. You can choose from three different types of coverage, but we recommend that you choose the most comprehensive coverage. In that case you will also be compensated for damage to your own car in an accident that is your fault. You should also make sure that the insurer provides appropriate compensation if the car is beyond repair following an accident. Tesla car insurance has a good new-for-old value arrangement. If the car is a total loss, the insurer will pay the new value of the car. Also in case of theft, the new-for-old value is used in the first three years.