What is the best boat insurance?
The question 'What is the best boat insurance?' is not the same for everyone. It depends on your boat and your personal situation. What is the best insurance for your neighbour's boat may not be the same for yours. That is comparing apples and oranges. To find the best insurance for your boat, it is therefore important that you compare well. When comparing boat insurances you should pay attention to two things: the coverage you want and the area where you will be sailing with your boat.
Do you want only basic coverage or do you opt for the most comprehensive insurance? Do you plan to sail only in the Netherlands, or would you also like to take your boat abroad? This all affects the amount of your premium. On Alpina.nl we would like to tell you more about finding the best insurance for your boat.
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Find the best boat insurance in 5 steps
Often people think it is difficult to find the best boat insurance. Therefore, they prefer to choose the cheapest boat insurance they can find. However, you may then find that you are less well insured than you actually want. Comparing boat insurance policies on Alpina.nl takes only a few minutes. This way you can quickly find out what the best and cheapest insurance for your boat is. You can follow the next steps:
1. Fill in some information about yourself and your boat
2. Choose the desired coverage(WA, WA + Limited Casco or all-risk)
3. Compare boat insurances on price and content
4. Look carefully at the most important policy conditions, such as the bonus/malus ladder, the amount of the third-party cover and the excess.
5. Take out your chosen boat insurance!
Factors that determine which boat insurance is best for you
When looking for a boat insurance, a number of factors are important. For example, the type of boat you have is important, because a dinghy naturally requires a different boat insurance than a luxury catamaran. Take a look at the following factors when comparing boat insurance:
- The type of boat you have
- The current value of the boat
- The sailing area
- The desired coverage
The current market value of the boat is an important factor. Based on the current market value you can determine which cover you should take out. An all-risk boat insurance is for example recommended for boats with a high current value. Also for very new boats is often an all-risk boat insurance taken out. Is your boat older or less valuable? Then a WA boat insurance might be sufficient. Therefore, take a good look at the current value of your boat and consider what you want to be insured for. Is only damage to others sufficient, or do you want to insure your own boat as well?
Take out boat insurance directly on Alpina.nl
Although boat insurance is not mandatory in the Netherlands, it can save you a lot of money in case of damage or accident. The repair costs of damage to a boat can quickly add up. By insuring your boat properly you will never be confronted with unpleasant surprises. You can insure your boat quickly and easily on Alpina.nl. First calculate the premium online, compare the different providers and then directly take out the boat insurance of your choice. After you have taken out your boat insurance online, the application will be processed immediately.
Do you have any questions about boat insurance or would you prefer to consult one of our insurance specialists? Then please do not hesitate to contact us! You can reach us by telephone from Monday to Friday from 08.00 to 18.00 at 030 - 688 37 00. Would you rather send us a message? No problem, you can do so via chat, WhatsApp or Messenger.
Calculate the premium of your boat insurance directly!
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