Rubber boat insurance
Go directly to
Rubber boat or RIB (Rigid Inflatable Boat)?
A dinghy is often confused with a Rigid Inflatable Boat (RIB). Yet they are different craft. A dinghy is made of material that holds air, so it lies on the water. A RIB lies in the water instead of on it. A RIB is often used for rescue operations on the water. Due to the fixed construction of a RIB the boat cannot be folded, whereas a rubber boat can be folded in most cases.
Is dinghy insurance compulsory?
No, dinghy insurance is not compulsory. In the Netherlands a WA boat insurance is only compulsory in a number of situations. This is if you want to moor your boat in certain marinas, if you are racing your boat, at a boat storage and on certain waterways or parts thereof. Do you ever go sailing abroad? Then it may be that a boat insurance is legally required. For example, this is often the case in countries around the Mediterranean Sea, such as Greece, Croatia, Italy and Spain. So think about this when you take your boat on holiday.
When to insure a dinghy?
Although boat insurance is not compulsory, it is wise to insure your dinghy. If you cause an accident with your boat and consequently cause damage to someone else or someone else's property, the costs can mount up considerably. Especially if you also have to deal with personal injury. Therefore you may consider to take out at least a WA boat insurance. With a WA-boat insurance you are insured for liability damages that you cause with your boat. Of course it is also possible to include damage to your own boat in the insurance. You can then choose for a more extensive coverage. Do you use your boat a lot? Then a good boat insurance is recommended.
Rubber boat insurance: which cover?
When insuring your dinghy you can choose from three different types of coverage: WA, WA + Limited Comprehensive or WA + Full Comprehensive. Next to the WA-boat insurance you can also choose for a more extensive coverage. With WA + Limited Comprehensive cover you are also insured for damage caused by fire, spontaneous combustion, explosion, storm and hail. With an all-risk boat insurance you are fully insured. Did you for example crash into the quay while mooring the boat? Then an all-risk insurance covers the repair costs of your boat.
Rubber boat insurance? Get boat insurance through Alpina!
Are you looking for boat insurance for your dinghy? On Alpina.nl you can use our handy online comparer to compare different dinghy insurances. Moreover, you will immediately get an indication of the premium. Have you found the right boat insurance? Then you can take out the insurance directly online. This way you can insure your dinghy properly and quickly.
Do you have any questions about taking out boat insurance or would you like to discuss them? Our insurance specialists are ready for you! You can reach us Monday to Friday from 08.00 to 18.00 on 030 688 37 00. Of course you can also send us a message via chat, WhatsApp or Messenger.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.