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tender insurance

Tender insurance

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Instant online coverage
Instant online coverage
14-day cooling-off period
14-day cooling-off period
8.3
Insurance assessment

WA

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Limited Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Full Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

A tender and a sloop are often mixed up. Not so strange, because not only are the terms often used interchangeably, they also look alike. The biggest difference is that a sloop is always open, while a tender has a cabin and/or other covered parts. In addition, a tender is often more heavily motorised than a sloop and therefore (even more) suitable for long trips. Do you have your own tender? Then you have the perfect boat to go sailing with family or friends. Don't forget to look in advance for a boat insurance for your tender. Insuring a tender is not mandatory, but it will ensure that you can enjoy the water without worries.

Is tender insurance mandatory?

In the Netherlands it is not compulsory to take out boat insurance for your tender. It is therefore your own choice. However, in some situations third-party insurance is compulsory. For example at competitions, in a marina, a boat shed or on (part of) the water. Do you sail your tender outside Dutch waters? Then it may be that a boat insurance is legally required. This is for instance the case in countries around the Mediterranean Sea, like Greece, Croatia, Italy and Spain. Before you go abroad, always check if boat insurance is mandatory in the country of destination.

Tender insurance: which cover should I choose?

When insuring a tender, you have a choice of three different types of cover, namely third party liability, third party liability + limited third party insurance and third party liability + full third party insurance (also known as All-Risk). Not everyone's wishes are the same, so you choose which cover best suits you and your boat.

With a third-party boat insurance you are insured for damage that you cause to another person or another person's property. With this coverage only liability damages are insured. If you cause an accident in which your own tender is also damaged, this is not covered. For this you have to take out a more extensive cover.

If you go for WA + Limited Comprehensive insurance, you are also insured for damage to your tender caused by e.g. fire, storm, hail, spontaneous combustion, explosion and joyriding. In addition, you are also insured for damage to the contents of your boat.

Finally, there is the all-risk boat insurance. This is the most extensive coverage. With this policy you are insured for damage to your own tender if it is caused by yourself. Did you crash into the quay while mooring your tender and did you suffer damage as a result? This is insured and the insurer will reimburse you for the damage.

What does tender insurance cost?

The cost of tender insurance depends on a number of factors. These are:

  • The type of boat
  • The boat's engine
  • The coverage you choose
  • Any claim-free years you have accumulated with a boat insurance policy in the past
  • Any membership in a water sports club

Of course, you would rather not pay too much for your tender insurance. If you opt for basic third-party cover, you will pay less per month than if you take out comprehensive all-risk insurance. However, do not only look at the price, but also at what coverage suits your boat best. That way you know for sure that you are well insured.

Insure your tender with tender insurance on Alpina\.nl!

The best way to find the cheapest boat insurance is to compare boat insurance. Because we compare premiums and policy conditions you will find the cheapest and best boat insurance for your boat in no time.

Do you still have questions or would you like to consult with one of our insurance specialists? Then please do not hesitate to contact us. You can reach us by phone at 030 - 6883700. We are available from Monday to Friday from 08.00 to 18.00. You can also send us a message 24/7 via chat, WhatsApp or Messenger. You will receive an answer as soon as possible!

Other boat insurances

At Alpina, we have boat insurance for any boat. So you can also insure your sloop, powerboat, sailboat, speedboat, jet ski, personal watercraft, Zodiac, motor yacht or pleasure yacht.

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Calculate the premium of your boat insurance directly!

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