Canta insurance direct calculation and conclusion

There are two forms of insurance you can choose between. The coverages in these policies vary widely. The same can be said about the amount of the premium. Especially with a canta with a high daily value, you should not skimp on the quality of the insurance. The choice options are:

• Third Party Liability (WA)
• WA + casco (also called all-risk)

Third-party insurance is the minimum and mandatory coverage. The insurer pays out if you have caused damage with the vehicle to others or the property of others. Due to a mistake in judgment, for example, you do not give right of way to a car coming from the right at an equivalent intersection. Both property damage and personal injury from the other party can be recovered from your insurer. It is the cheapest insurance of the two, but not without reason.

Third-party cash insurance also provides coverage for damage to your own canta. When colliding with a car from the right, this insurance also pays for your own damage. The insurer also bears the costs for theft, fire, storm damage and hail damage, for example. The amount of the premium depends mainly on the value of your vehicle.

The more comprehensive WA-casco is the best choice. This is because the coverage is much broader. However, the amount of the premium combined with the daily value of your canta, may cause you to choose the third-party insurance anyway. The premium of the third-party cascade insurance is based on the new value of the vehicle. If you have an older canta with a low daily value, it often does not make sense to take out this comprehensive insurance.

Suppose the canta costs €15,000 new. The vehicle is old now and only worth €1.000. For this canta it is not worthwhile to take out a WA-casualty insurance. The premium will be over €500 a year. Not a smart choice for a canta with a low daily value.

Few insurers offer canta insurance. You no longer have to call several insurers yourself to find a suitable insurance. We have already separated the wheat from the chaff and selected the insurer that is a specialist in this field. Of course, we have taken into account the quality of the insurance. We offer insurance from Klaverblad. They charge a fair price and offer a fast and fair settlement in case of damage. In case of damage, you want to get back on the road quickly and together with Klaverblad we take care of that.

Unlike most other insurance policies, you take out canta insurance until May 1 of each year. The insurance for your vehicle always runs from May 1 to May 1 the following year. If you do not take out insurance on May 1, the premium will be calculated pro rata. That means this is a premium from the effective date of the insurance until May 1.

When you take out insurance online, you do not yet have immediate coverage. You are not yet allowed to drive the vehicle. After acceptance by the insurance company, you will receive the insurance sticker by mail. Once you have received it and stuck it on the vehicle, you can drive it on public roads.

Alpina works together with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you but you have no coverage on your own policy, then 112schade.nl can help you recover the damage from the other party completely free of charge.

There are lots of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experience with the institution and how a company behaves when a claim is made. When comparing insurances, we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

Report damage

Do you have a claim? Then you can report it online using the form below. Do you need an emergency towing service? On your green card you will find the phone number of the emergency service to which your insurance company is affiliated.

If you have coverage for windshield damage, you can use a windshield repairer listed on your green card. In most cases, the windshield repairer will settle the claim with your insurance company.

Click here to report a claim online.

Report a change

Do you want to adjust your canta insurance or does something change in your personal situation? You can make several types of changes.

• Change personal data
• Change of address
• Changing other insurance
• Cancelling insurance